Employee social security base has several grades

The contribution base for urban workers is mainly divided into three grades, which are 60%, 100% and 300%. The maximum contribution base can only reach 300%, in fact, mainly to limit the pension gap is too large, that is to say, the maximum can only be in accordance with the average social wage of three times to pay.

Pension insurance, the company contributes 16%, the individual contributes 8%.

Medical insurance, the company contributes 10 percent and the individual contributes 2 percent.

Maternity insurance, the company rate is 0.8%, individuals do not have to contribute.

Unemployment insurance, the company rate is 0.8%, the individual rate is 0.2%.

Workers' compensation insurance, the company rate of 0.2%-1.9%, individuals do not have to pay.

Calculation of social security base:

Everyone's social security contribution base is related to our personal salary income, and the requirements for the upper and lower limits of the base are different for different types of insurance. Let's take Guangzhou's 2016 pension insurance as an example, the contribution base is between 2906 yuan - 16575 yuan, if the salary is 2500 yuan, lower than the minimum lower limit, then the contribution base will be calculated according to the lowest 2906 yuan, if the salary is higher than the maximum upper limit, 20,000 yuan per month, then the contribution base will be calculated according to the highest 16,575, and if the salary is $6,000, which is in the middle of the maximum and minimum, the contribution base will be based on the actual salary of $6,000.

Our personal social security base has a lot to do with our personal paychecks, and the base requirements are generally different for different types of insurance. For example, if your salary is 2,500 yuan, which is lower than the minimum lower limit, the contribution base is calculated according to the lowest 2,906 yuan, if your salary is higher than the maximum upper limit, with a monthly salary of 20,000, the contribution base is calculated according to the highest 16,575 yuan, and if your salary is 6,000 yuan, which is in the middle of the maximum and the minimum, the actual salary of 6,000 yuan will be used as the contribution base. However, in practice, the employee's contribution base is set by the enterprise itself, and many enterprises will directly adopt the lowest contribution base.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 12 The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the organization as stipulated by the state, and credit it to the Basic Pension Insurance Co-ordination Fund.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.

Article 15 The basic pension consists of the coordinated pension and the individual account pension.

The basic pension shall be determined according to the cumulative number of years of contributions made by an individual, the salary paid, the average salary of local workers, the amount of the individual account, and the average life expectancy of the urban population.