How to achieve social security for 15 years when you are too old to retire?

By the time you reach retirement age, social security has not been paid for fifteen years. The treatment method is as follows:

1, paid annually. Those who have reached retirement age and paid social security for 10 years can continue to pay social security on this basis until they pay 15 years. However, this kind of payment is usually paid for one year at a time, and there is no part shared by enterprises;

2. One-time payment. Urban residents' old-age insurance rural residents can pay in one lump sum, while urban workers' old-age insurance does not support one-time payment temporarily. You still need to meet certain conditions to make up for it;

3. Delayed retirement. The statutory retirement condition of the insured is to reach the minimum social security payment period and the statutory retirement age. The minimum social security payment is 15 years, and the legal retirement age is 60 for male employees and 50 or 55 for female employees. Those who meet the conditions for early retirement may relax their retirement age;

4. Transforming into endowment insurance for urban and rural residents. Those who participate in employee social security can be transferred to the basic old-age insurance for urban and rural residents where their household registration is located when they reach the legal retirement age and the social security contribution is insufficient 15 years, and enjoy the corresponding old-age benefits;

5. choose to give up. If you give up social security, you can get back the balance of the paid pension personal insurance account. But in this way, the company will not refund part of the money, and will not be able to enjoy various pensions.

Materials required for social security management:

1. If it conforms to the handling procedures, the handling institution shall print the Checklist in duplicate, and the clerk and the handling institution shall hold one copy respectively. The agency shall submit the application materials for the digital certificate of social insurance online service to the unit;

2. If the materials are incomplete and can be filled in, the agency shall print the acceptance receipt in duplicate, which shall be signed by the clerk, and each agency shall hold one copy. The agency will return all the materials;

3. If the handling institution does not meet the handling requirements, it shall print the handling receipt in duplicate, which shall be signed and confirmed by the handling personnel, and each party shall hold one copy. The handling agency will copy all the materials and return them.

To sum up, employees should participate in the basic old-age insurance, and employers and employees should jointly pay the basic old-age insurance premium.

Legal basis:

"Decision of the State Council on Amending Some Administrative Regulations", Chapter 1, Article 1

In order to strengthen and standardize the collection and payment of social insurance premiums and ensure the payment of social insurance premiums, these Regulations are formulated.

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These Regulations apply to the collection and payment of basic old-age insurance premiums, basic medical insurance premiums and unemployment insurance premiums (hereinafter referred to as social insurance premiums).

The units and payers mentioned in these Regulations refer to the units and individuals that should pay social insurance premiums in accordance with relevant laws, administrative regulations and the provisions of the State Council.

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The collection scope of basic old-age insurance premiums: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, and institutions and their employees that implement enterprise management.

The collection scope of basic medical insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, state organs and their employees, institutions and their employees, private non-enterprise units and their employees, social organizations and their full-time employees.

The collection scope of unemployment insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees.