How to pay pension insurance for institutions

The institutions to pay the pension insurance, but also according to the social security law and the employee's salary standard to pay, generally speaking, also by the employer to carry out the withholding, is not required to go to the social security bureau to pay the individual. Then how to pay the pension insurance of institutions? After reading the following for you to organize the content, will certainly help you.

One, how to pay the institutional pension insurance

1, the basic pension insurance premiums by the unit and the individual *** with the same, the unit to pay the proportion of the basic pension insurance premiums, generally not more than 20% of the unit's total wages. Individuals pay the proportion of basic pension insurance premiums for their own contributions to 8% of wages. Payment of wages? base is lower than 60% of the average wage of local on-the-job employees, the individual contribution wage base is calculated according to 60% of the average wage of local on-the-job employees. The maximum payroll base shall not exceed 300% of the average salary of local on-the-job employees.

2, institutional pension insurance and enterprise pension insurance contributions are not the same proportion. As the institutional pension insurance system state has no uniform policy, the localities are based on the actual situation to develop the contribution ratio. The way of settlement is different between institutional pension insurance and enterprise pension insurance. At present, the pension insurance of institutions is implemented with a differential settlement system. The salaries of retired employees of institutions are paid by the unit.

Second, what is the role of the pension insurance policy

Social pension insurance for urban residents is an old-age insurance system covering urban household registration of non-employed persons, this system and the urban workers' pension insurance system, the new rural social pension insurance system *** with the same constitute China's social pension insurance system.

There are two outstanding features of the urban residence insurance:

First, the source of funds for the urban residence insurance, in addition to individual contributions, there are government subsidies for contributions, the more individual contributions, the more government subsidies, and individual contributions and government subsidies are all credited to the individual accounts of participants.

Secondly, the pension of the Urban Resident Insurance Scheme consists of two parts: the individual account pension and the basic pension, the level of which is determined by the amount of savings in the account, i.e. the total amount of individual contributions and government subsidies, and the basic pension, which is paid in full by the government.

Third, what is urban and rural residents pension insurance

Urban residents social pension insurance is the coverage of urban household registration of non-employed pension insurance system, this system and urban workers pension insurance system, the new rural social pension insurance system *** with the composition of China's social pension insurance system. system. There are two outstanding features of the urban residence insurance:

First, the source of funds for the urban residence insurance, in addition to individual contributions, there are also government subsidies for the contributions of participants, the more individual contributions, the more government subsidies, and individual contributions and government subsidies are all credited to the individual accounts of participants.

Secondly, the pension for urban residents is composed of two parts: the personal account pension and the basic pension. The level of the personal account pension is determined by the amount of account savings, that is, the total amount of personal contributions and government subsidies; and the basic pension is paid in full by the government.

In summary, it can be seen that the institutions pay pension insurance, is required to pay in accordance with the legal provisions of the social security, to ensure that their pension insurance payment behavior is effective.