Social security has gone up again. What happened?

First of all, when prices rise, inflation will be high, and there will be a gap in pensions for retired workers, so the payment standard of social security will be raised appropriately every year. Secondly, the social security payment is hundreds of times higher than last year, which may also be caused by your salary increase, because the social security payment standard is linked to the average social wage level.

What is the impact of social security suspension?

1. The accumulated payment period of old-age insurance must be more than 15 years, otherwise you can't enjoy pension benefits. Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa.

2. If social medical insurance cannot be added, there will be a waiting period of six months after the interruption. Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, the payment period needs to be recalculated, and you can't enjoy the reimbursement treatment, instead of the so-called "void".

3. There is no time limit for social security suspension, which has no influence on future transfer. If it is necessary to transfer, the social insurance agency (hereinafter referred to as the social security agency) where the original insurance is located will first issue the insurance payment certificate. After the insured establishes the basic old-age insurance relationship in the new place of employment and pays the fee according to the regulations, the employer or the insured submits a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new place of employment, and the social security agency in the place where the original basic old-age insurance relationship is located handles all the transfer and continuation procedures after receiving the consent letter.

4. The impact of the suspension of provident fund. If the provident fund loan has been approved and issued, it doesn't matter if you don't pay the provident fund, as long as you ensure that you repay the loan normally every month. If there is no loan, it will definitely not work. If the loan is not approved, it is still under review. If you don't pay it, you may not approve it.

If the deposit of housing provident fund is interrupted due to job changes, you can only apply for housing provident fund loans after the new unit has paid the housing provident fund for six months.

The suspension of social security can prove the dissolution of labor relations.

When the employer goes through the formalities of stopping the insurance for the employee, it cannot be considered that the labor relationship between the two parties has been terminated or dissolved. According to the provisions of Article 50 of the Labor Contract Law, when the employer terminates the labor contract, it shall issue a certificate of termination of the labor contract, and go through the formalities for the transfer of the file and social insurance relationship for the employee within 15 days. There should be relevant evidence for the termination or dissolution of the labor relationship between the employee and the employer, that is, the termination notice or resignation report. When the employer stops insurance, it only temporarily stops paying social insurance premiums, and does not clearly express its intention to terminate or terminate the labor contract with the employee, nor does it issue relevant termination or cancellation procedures. The interruption of the social insurance relationship between the two parties does not mean that the labor relationship has been terminated or terminated.

1. The dissolution of a labor contract refers to the dissolution or termination of the labor relationship during the period from the effective date of the labor contract due to the reasons of one or both of the employer and the employee. Laborers and employers can terminate the labor relationship through consultation, or unilaterally terminate the labor relationship according to law, otherwise it is illegal to terminate the labor relationship, and social insurance is in a suspended state, which is not a legal condition for dissolution or termination.

2. The separation of social insurance relationship from insurance refers to the termination of social insurance relationship, not the termination or dissolution of labor relationship. There is a difference between the two, which cannot be simply recognized. Laborers who think that the termination of insurance by the employer has caused losses to themselves shall claim compensation from the employer according to law. There is insufficient factual and legal basis for determining the termination or dissolution of labor relations.

Can social security be paid by proxy?

1. Employees must sign a labor contract with the employer and establish a labor relationship before they can pay social insurance through the employer. The two sides did not establish a labor contract relationship, but paid social security through affiliated agencies, which is not standardized and not allowed.

2. For individuals to participate in insurance, local regulations and requirements are different, but there are usually household registration restrictions. Generally speaking, foreign hukou can't get social security without a work unit at the place of residence.

3. For this online social security payment company, the workers did not sign a labor contract with it, nor did they work in the company and receive wages. The agency pays social security for it by charging the headcount fee and linking it, which is suspected of fictional labor relations and has certain risks and problems. This kind of illegal behavior needs to be regulated.

4, by fraud, forged documents or other means to defraud the social insurance benefits, the social insurance department shall order the refund of the social insurance benefits defrauded, and impose a fine of more than two times and less than five times the amount defrauded.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.