What is the proportion of maternity insurance payment and how to calculate it?

Maternity insurance is a kind of social security of welfare nature provided for childbearing families. In China, maternity insurance must be paid at least 1 year, and it must conform to the national family planning policy. Three conditions are indispensable. How to calculate the proportion of maternity insurance payment?

The unit pays 0.7% of the payment base, and the individual does not pay, but the premise is that the pregnant woman must be an on-the-job employee, otherwise she will not be able to enjoy it. China's maternity insurance coverage is limited. In order to ensure the safety of mother and fetus, an appropriate maternal and child insurance should be insured in time. How to buy maternal and child insurance At present, there are two main forms of maternal and child insurance provided by insurance companies for pregnant women and newborns, namely, additional maternal and child insurance and special maternal and child insurance. Additional maternal and child insurance is usually added after women's health insurance and life insurance. The insurance period and payment period are relatively long, and the age limit for insurance is relatively small. Special maternal and child insurance can be insured separately. Pregnant women are the first insurer and newborns are the second insurer. The insurance period is generally only one year or until the puerpera leaves the hospital after delivery. You can combine your wife's actual situation to insure a suitable maternal and child insurance product for her and improve the level of protection. The coverage of maternity insurance in China is limited, so it is necessary to insure a maternity insurance for expectant mothers. As the largest insurance e-commerce platform in China, it will provide you with the most professional maternal and child insurance. Sunshine Life Maternal and Child Health Insurance A coverage: * Double insurance for expectant mothers and newborns * Death in pregnancy and childbirth, with total disability as low as 50,000 yuan: 280 yuan Taikang E Kang Maternal and Child Disease Insurance coverage: * Pregnant women's disease insurance * Infant congenital malformation insurance as low as 800 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.