Why is social security in Shenzhen cheaper than in other places?

Because Shenzhen pays social security based on the minimum wage of 2200, not the actual wage, and many cities pay social security based on the actual wage, Shenzhen's social security is lower than other places. The payment base in other areas is 60% of the average monthly salary in the whole province, and the payment base in Shenzhen is the minimum social wage in Shenzhen. One is the province's average wage, and the other is the city's minimum wage, which is why Shenzhen's social security is lower than other regions.

Shenzhen social security is divided into first, second and third grades, and the differences are as follows:

1, payment difference:

The payment base of the first file is the total salary of last month, and the payment ratio is 8.2%.

The second payment base is the average monthly salary of employees in the previous year, and the payment ratio is 0.8%.

The payment base of the third file is the average monthly salary of employees in the previous year, and the payment ratio is 0.55%.

2, the difference in treatment:

The reimbursement scope of the first-class insured is larger than that of the second-class and third-class insured, and the reimbursement ratio is more. For example, general outpatient treatment:

First-class insured:

Personal accounts are used to pay medical expenses within the scope of the general outpatient medical insurance catalogue;

70% of the medical expenses of community health centers are paid by individual accounts and 30% by pooling funds.

Second/third insured:

Class A and B drugs: 80% and 60% paid by the community outpatient co-ordination fund;

Medical insurance catalogue for single diagnosis and treatment or medical materials: 90% shall be paid by the community outpatient co-ordination fund, and the maximum payment shall not exceed 120 yuan.

The total outpatient medical expenses paid by the community outpatient co-ordination fund in a medical insurance year shall not exceed 1000 yuan.

Related article: Article 10 of the Regulations of Shenzhen Special Economic Zone on Social Endowment Insurance.

(a) the payment base of the basic old-age insurance premiums paid by employees every month is their total wages last month; The first-month payment base of employees who are newly employed, re-employed and newly established employers is their total wages in the first month. If the total wage exceeds 300% of the average monthly wage of employees in full-caliber urban units in Guangdong Province last year, it will be weighted by the average monthly wage of employees in urban non-private units and the average monthly wage of employees in urban private units, and the excess will not be included in the payment base; The payment base shall not be lower than the minimum wage standard announced by the Municipal People's government;

(two) the basic old-age insurance premium paid by the employer every month is the sum of the payment bases of the employees of the unit;

(3) Individual payers determine their own payment base within the range of 300% of the average monthly salary of employees in full-caliber urban units in Guangdong Province last year according to the minimum wage standard announced by the Municipal People's Government;

(four) the local supplementary old-age insurance payment base of employees and individual payers is the same as my basic old-age insurance payment base.