What is social security arrears?

Legal analysis: there are generally two situations of social security arrears: one is the unit arrears; One is personal arrears; Therefore, as a laborer, we must first find out the subject of default, and then seek a solution.

If the employer fails to pay the social insurance premium, the social security agency shall issue the Notice of Arrears of Social Insurance Premium within 5 working days from the date of finding out the facts of arrears, and order the employer to pay within 5 working days after receiving the notice. If the payment is not made within the prescribed time limit, the social insurance agency may inquire about the deposit account of the employer's bank or other financial institution and apply to the social insurance administrative department for making a decision on the allocation of social insurance premiums. After receiving the application, the administrative department of social insurance shall make a timely decision to allocate social insurance premiums in accordance with the provisions, and notify the employer's bank or other financial institutions in writing to allocate them.

If the defaulting unit fails to pay in full within the prescribed time limit, it will also face late fees and fines. If the employer fails to pay the social insurance premium in full and on time, it will be ordered to pay it within a time limit or make up for it, and an overdue fine of 0.5‰ will be added daily from the date of default; If it fails to pay within the time limit, the social insurance administrative department shall impose a fine of 0+65438 times but less than 3 times of the unpaid amount, and the employer shall not require the employees to bear the overdue fine.

If it is personal arrears, you can go to the social security agency to pay the premium during the arrears period, you can also start paying again (cumulative calculation period), or you can stop paying (cumulative payment is full 15 years), but the way you take it is different, and the pension you receive when you retire is different. You should make a decision if you want to know clearly.

Legal basis: Article 62 of the Social Insurance Law stipulates that if the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 of the Social Insurance Law If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.