Why is Shenzhen social security so cheap?

First, the reimbursement rate is the highest.

The reimbursement rate for hospitalization in Shenzhen is 90%, and it is as high as 95% after retirement. Even if you are hospitalized in a designated hospital outside Shenzhen, the reimbursement rate is as high as 8 1%, even higher than the reimbursement rate of local medical insurance.

For more than three consecutive years, the proportion of reimbursement for serious illness clinics was 90%; Eligible insured persons can be reimbursed 70% for general outpatient service and 80% for those over 70 years old!

; Second, the maximum reimbursement amount.

For those who have paid medical insurance continuously for more than 6 years, the maximum annual reimbursement amount is 1.6 million, and 70% can be reimbursed for the part exceeding 1 10,000. Even if you have just been insured for one month, there is still a reimbursement amount of 1. 1 10,000. After two years of medical insurance, there will be a quota of 550,000!

Third, the unemployment benefit standard is the highest.

The standard of unemployment benefits in Shenzhen is 80% of the minimum wage in Shenzhen. At present, the minimum wage is 2200 yuan, and the unemployment benefit is 1624 yuan per month. The minimum wage has not been raised this year, otherwise it will be more than 1760 yuan, and you can receive unemployment benefits for 24 months at the longest, and you can enjoy medical insurance for free during the period of receiving unemployment benefits!

Fourth, treatment is the fastest.

The payment of Shenzhen Medical Insurance was successful in the current month. From the next month 1, you can enjoy medical treatment, and you can enjoy reimbursement as soon as 10. As long as the employee has established a labor relationship with the unit, he has the right to ask the unit to pay social security for him, regardless of whether the employee is sick or not!

5. Minimum deductible.

The highest deductible line for hospitalization in Shenzhen is only 100-300 yuan, and even if it is referred to other places, the deductible line is only 400 yuan.

6. Pension: Pay less and get more.

The director of the comprehensive department of Shenzhen Social Security Bureau said: "Shenzhen has always implemented the model of' low payment and high treatment'. The payment rate is the lowest in the country, and the treatment is relatively high.

Where is the high salary? The average pension level of enterprise retirees in Shenzhen is the highest in China.

The calculation of pension insurance benefits in Shenzhen is influenced by several factors: first, the level of personal accounts; Second, the level of payment wages is the payment index. Third, the payment of wages increased, and the accumulation of personal accounts increased. In the future, the pension has also increased, and the rights and obligations are equal, fair and reasonable.

Seven, foreigners pay social security in Shenzhen, Shenzhen can also enjoy pension benefits.

To put it simply, non-deep households who have paid in Shenzhen for 10- 15 years can apply for retirement in Shenzhen and enjoy the retirement standard in Shenzhen.