What is the reason why medical insurance can't be paid?

The reasons why medical insurance cannot be paid are as follows:

1. Employees who fail to pay in time and whose social security card (medical insurance card) has its medical insurance function suspended must pay social medical insurance premiums in the current month before they can enjoy medical insurance benefits in the next month. If the payment of social insurance premiums is stopped in the current month, the medical insurance bookkeeping function will be stopped or suspended from the following month 1;

2. Hospital system failure Sometimes the hospital encounters system failure when settling accounts, so it can only be settled at its own expense first. Solution: In this case, just wait for the hospital system to return to normal and bring all relevant information back to the hospital front desk for supplementary bookkeeping.

3. System information error In rare cases, the information of the insured in the medical insurance system will be wrong in the transmission process, such as determining the payment of their own cards, and there are no other objective reasons (such as system failure at the hospital side). ), then you can bring your ID card and social security (medical insurance) card to the service front desk of each secondary medical insurance agency, and the staff will adjust the system error information for you as soon as possible;

4. Ensure that there is enough balance in the social security card. Most of the reasons for the unsuccessful deduction are insufficient balance in the social security card. All insured persons should ensure that there is enough balance in their social security cards;

5. Other reasons cause the chip of social security card to be damaged, demagnetized, the card surface to be damaged and layered, and the original minor is over 16 years old and fails to change the card in time. This will also cause the social security card not to be used normally, so I need to bring my valid ID card to the bank outlet to apply for a new blank social security card and make a new card.

Benefits of medical insurance:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development, and the establishment and improvement of medical insurance system will further promote social progress and production development;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. Medical insurance ensures social stability, provides economic help for sick workers, helps to eliminate social unrest factors caused by diseases, and is an important social mechanism for regulating social relations and social contradictions.

To sum up, medical insurance is the super welfare given to every worker by the state, which is what we often call social security, that is, medical insurance in the five insurances of "five insurances and one gold". The role is that when we are sick, the state helps to pay for medical expenses, so as to reduce our economic burden and ensure that "everyone can afford to get sick."

legal ground

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.