How to make up for the shortage of medical insurance years when you retire is as follows

Medical insurance is one of social insurance, and the insured can enjoy the corresponding medical insurance. When the insured person retires, the medical insurance payment period meets the requirements and he can enjoy lifelong medical insurance. However, some insured people have insufficient medical insurance years, so how can they make up for it when they retire?

How to make up for the lack of medical insurance years when retiring?

1. regarded as payment period

Before the implementation of the old-age insurance system in China, there were years of work recognized at the national level, so even if you didn't pay social security during this period, it can be counted as the payment time of social security. For example, the insured's medical insurance period is five years shorter, but before the implementation of the old-age insurance system in China, the insured has had five years of work experience. As long as the deemed payment period is determined as required, these five years are also considered as the payment period of social security, which just completes the payment period of medical insurance and can enjoy lifelong medical insurance.

2. One-time payment

If the number of years of medical insurance is insufficient, the insured can make it up at one time, but not all regions support this policy. If your position can be made up, you can bring materials to make up for it.

3. Extend the payment time

If the city does not support one-time payment, or the insured can't come up with so much money at once, and the cost pressure is too great, then the medical insurance payment time can be extended. For example, the social security of the insured has been paid for 15 years, and it has reached the legal retirement age. At this time, you can apply for retirement to receive a pension, and then pay employee medical insurance at your own expense, and then apply for employee medical insurance retirement after paying enough time. However, different cities have different requirements for extending the payment time of medical insurance, so it is recommended to consult the social security agency for specific circumstances.

These are three ways to repay medical insurance. If the three methods are not applicable, the insured can participate in medical insurance for urban and rural residents, and the cost is several hundred yuan, which is paid once a year. If you have the conditions, you can buy another million medical insurance, which is responsible for ensuring serious illness and residents' medical insurance is responsible for ensuring minor illness.