How to determine whether the social security card has financial functions?

To determine whether the financial function of the social security card is activated, the following methods can be adopted:

1. Call the customer service phone number of the bank to which the social security card belongs: Call the customer service phone number of the bank to which the social security card belongs and ask yourself whether the financial function of the social security card has been activated. The customer service staff will inquire according to your personal information and tell you whether to activate it.

2. Go to the outlet of the bank to which the social security card belongs: bring your ID card and social security card, go to the outlet of the bank to which the social security card belongs, inform the staff of your needs, and they will help you check whether the financial function is enabled.

3. Log in to online banking or mobile banking: If you have already opened online banking or mobile banking, you can log in to inquire about your social security card account information. If the financial function has been enabled, you should be able to see the relevant information of the social security card account.

4. Use ATM or POS machine: If you try to use the social security card account to conduct transactions on ATM or POS machine, and you are prompted with similar information such as "bank card is invalid" or "account is not activated", then the financial function of your social security card has not been activated.

The financial function of social security card must be opened in the bank. The reason for this is the following：

1. Although the social security card has a financial account, this financial account is different from the medical insurance account. It can only be used after the bank counter is activated. That is to say, although the obtained social security card has a bank card number, it is currently inactive and cannot be used directly (before activation, this card can only be accessed but not accessed, that is, all other functions cannot be used);

2. To activate other functions of the financial account, I need to bring my social security card and the original ID card, activate it at a specific branch of the bank on the card, and set the password. After activating the account, I can use it as a bank card normally. So if you want to use the financial function of the social security card, remember to activate it at the corresponding bank first.

Social security card, the full name of social security card, is an integrated circuit card issued to the society by local human resources and social security departments. It is the identity certificate for cardholders to enjoy various social insurance benefits and public employment services, and it is also the information carrier for cardholders to participate in human resources and social security business. Unlike medical insurance cards, medical insurance cards can only enjoy medical insurance benefits, but the functions of social security cards include but are not limited to those of medical insurance cards.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 11 of the Measures for the Administration of Social Security Cards of the People's Republic of China * * * The third-party organization that chooses to undertake the production of social security cards in card-issuing areas should have a safe production environment that meets the requirements of Ministry of Human Resources and Social Security, and have strict safety management measures in the process of data storage, transmission and use and card transportation, which can ensure the safety of social security card data and keys.

Article 12 When making a business card for the first time and changing suppliers and products, you must first make a test card in a regular business card printing environment, and then pass the standard compliance audit, security audit and cross-regional generality test organized by the Office of Ministry of Human Resources and Social Security Informatization Leading Group before you can formally make and distribute it.