Is there any money in 320 yuan's medical insurance card every year? What is the balance of personal medical insurance account?

Recently, a friend is very interested in 320 yuan's annual medical insurance and wants to know something about it. So what is 320 yuan's medical insurance for one year? Can I still buy medicine with my medical insurance card after paying this medical insurance? 320 yuan a year. Is there any money left in the medical insurance card? What is the balance of personal medical insurance account?

1. Is there any money in 320 yuan's medical insurance card every year?

No money, that is, urban and rural residents pay 320 yuan a year for medical insurance. Urban and rural residents have no personal accounts for medical insurance, and there is no money in the medical insurance card. If you don't stay in hospital, you will buy medicine at your own expense. If you are in the hospital. There will be a deductible line, and all the parts that do not exceed the deductible line will be reimbursed at their own expense, and the parts that exceed the deductible line will be reimbursed according to different hospital levels.

A year in 320 yuan is the medical insurance for urban and rural residents. Pay one year, you can enjoy one year's treatment. There is no personal account, that is, the card has no money. Only when you have a chronic disease can you buy medicine for reimbursement at the drugstore. Medical insurance for urban and rural residents is a kind of basic medical insurance, which mainly covers urban minors and unemployed residents who have not participated in medical insurance for urban workers.

2. What is the balance of personal account of medical insurance?

The balance of personal account of medical insurance refers to the amount of storage in the personal account of employee medical insurance, and individuals who participate in residents' medical insurance do not have personal accounts.

Personal medical insurance account refers to a special fund account set up by medical insurance institutions for individuals participating in basic medical insurance to record their medical insurance financing and medical expense reimbursement.

Personal account balance is usually used to pay the insured person's specific medical expenses. Including outpatient expenses incurred by designated medical institutions; Drug purchase expenditure of designated retail pharmacies; In the basic medical expenses for specific items of hospitalization and outpatient service in designated hospitals, the expenses below the Qifubiaozhun of the overall fund shall be paid; The expenses that should be borne by individuals above the threshold.

3. Is the medical insurance card and social security card integrated?

The full name of medical insurance card is medical insurance card, which is used by employees or residents who participate in medical insurance to see a doctor. Social security card is a card that integrates residents' medical insurance, pension, unemployment and other comprehensive services. In the past, people would issue a social security card and a medical insurance card after paying social security. Now, in many places, only one social security card is issued. Is the medical insurance card and social security card integrated?

At present, there are indeed many places where medical insurance cards and social security cards are integrated. Because the medical insurance card can only be used when seeing a doctor, the function is relatively simple, so the application scenario is relatively simple. Moreover, after the introduction of the new social security regulations, the functions of the new social security card are more complete, including the functions of the medical insurance card. Therefore, many areas stopped the original medical insurance card and merged the medical insurance card and social security card into one card. People only need to use the medical insurance account in the social security card to see a doctor.

Of course, in some places, medical insurance cards and social security cards are still separate. I believe that with the popularity of social security cards, medical insurance cards will become history in the near future.