Social security includes industrial injury insurance, right?

Five insurances include industrial injury insurance, five insurances are endowment insurance, medical insurance, unemployment insurance, unemployment insurance and maternity insurance, and one gold is housing accumulation fund.

Five insurances and one gold, insurance coverage and compensation

First, the payment of endowment insurance.

1, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

2. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

3, enterprise employees where the wage income is lower than 60% of the provincial social wage, according to 60% of the approved payment base; Higher than 60% of the provincial social wage, according to the actual wage income approved payment base, but not higher than 300% of the provincial social wage.

4, individual workers can be more than 300% of the province's social wages, independently determine the base of payment.

Second, medical insurance payment

1, the basic medical insurance premium is jointly paid by the unit and individual employees, and paid according to the insured payment base.

2. Part paid by the employee himself; Those under 45 years old (including 45 years old) are included in the unit payment according to 1% of their salary, those over 45 years old are included according to 1.5%, and retirees are included according to 4.2% of their pension.

Third, unemployment insurance payment

1, unemployment insurance premium paid by units and employees.

2. The contribution ratio is 1%, the unit contribution ratio is 0.8%, and the individual contribution ratio is 0.2%.

Fourth, industrial injury insurance payment

The work-related injury insurance premium is paid according to the insured base, which is paid in full by the company, and the payment ratio is about 0.5%.

Five, maternity insurance payment

Maternity insurance mainly provides medical services and maternity allowance. Maternity insurance premium is paid according to the insurance base and paid in full by the company, and the payment ratio is about 0.8%.

Immutable verb housing accumulation fund

The deposit base of housing provident fund is calculated according to the average monthly salary of employees in the previous year, and the average monthly salary is calculated according to the items included in the statistics of total wages in accordance with the provisions of the National Bureau of Statistics. The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year.

Extended data:

First, the scope of work-related injury insurance claims

1, injured by accidents due to work during working hours and workplaces.

2, before and after working hours in the workplace, engaged in work-related preparations or finishing work by accident.

3. During working hours and workplaces, he is injured by violence and other accidents due to the performance of his duties.

4. Suffering from occupational diseases.

5. When going out to work, he is injured or his whereabouts are unknown due to work reasons.

6. Being injured by a traffic accident that is not my main responsibility or an urban rail transit, passenger ferry or train accident on my way to and from work.

7. Other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.

8. During working hours and jobs, he died of sudden illness or died after being rescued within 48 hours.

9, in the rescue and disaster relief activities to safeguard national interests and public interests.

10. The employee was in the army and was disabled due to war or work injury. He has obtained a revolutionary disabled soldier's certificate, and his old injury recurred after going to the employer.

Second, the conditions for receiving endowment insurance

1, reaching the national statutory retirement age, that is, male employees are 60 years old.

2. Female cadres engaged in management and scientific research are 55 years old and female employees are 50 years old.

3. If the payment period (including deemed payment period) is over 15 years or more, those who meet the above conditions will be audited by the local social insurance agency and approved by the labor and social security administrative department to go through retirement procedures and receive a monthly pension.

Three. Conditions for receiving unemployment insurance

1, participate in unemployment insurance according to regulations, and the unit and I have fulfilled the payment obligation according to regulations for 1 year.

2. Termination of employment not due to my will, including dismissal, dismissal and termination of labor contract by the unit.

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