Detailed process of receiving pension after death

When the old man dies, personal account pension can be inherited. If a retiree dies, the legal heir shall declare the funeral subsidy to the social insurance agency within 3 months, and fill out the Application Form for Death Funeral Subsidy for Enterprise Retirees when handling it, and hand it over to the community for seal. After being signed by the social security staff, the legal heir will go to the social security bureau's endowment insurance service hall to handle the funeral expenses with the original and photocopy of the Retiree's Cremation Certificate and the copy of the ID card of the consignee. Retirees who live in non-cremation areas for a long time, in addition to filling out the Application Form for Funeral Subsidies for Death of Enterprise Retirees, also need to provide the death certificate of the public security organ, the legal heir certificate, the non-cremation area certificate issued by the civil affairs department at or above the county level and the long-term residence certificate issued by the public security organ. After the death of an enterprise retiree, the immediate family members who meet the support conditions shall declare their death at the same time, and report to the social insurance agency the monthly relief money received by the immediate family members. After being examined and determined by the social insurance agency, fill in the archives of retirees' immediate family members and collect the information of retirees' immediate family members. From the month following the death of the retiree, monthly living relief funds will be paid to the immediate family members supported by the retiree.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts for endowment insurance shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Derivative problem:

How to calculate pension retirement?

The basic pension is equal to the average monthly salary of employees in the previous year at the time of retirement ×( 1+ my average payment index) ÷2× payment period × 1%. In some places, the social average wage of employees in non-private units in cities and towns is used, and in some places, the social average wage of employees with full caliber is used. Since from 20 19, the state requires that the upper and lower limits of the payment base be determined by the full-scale social average wage, so the full-scale social average wage will definitely be unified in the future. Payment indicators, have a plenty of payment base divided by the average social payment base of the year. Generally speaking, the upper and lower limits of our payment base are all floating between 60% and 300%, so the payment index is generally 0.6~3. However, there are some special circumstances. In the past, the minimum payment base in Beijing and Sichuan was 40%, in order to take care of some individuals and difficult enterprises. The whole country has been unified to 60%, with Beijing in July 1, 20 1, 2020 in July 1, 52%, and July 1, 60%.