How to buy social security how to buy social security

1. There are two ways to buy social security. One is that employers buy it for workers, and the other is that individuals buy it themselves. Social security purchased by the company: the social security paid by the company is shared by the employer and employees, and the proportion of the social security is endowment insurance. If the company pays 20%, the employees need to pay 8%. Medical insurance employers bear 12%, and employees bear 2%. 2% for employers and 1% for employees. Maternity insurance employers bear 0.60%, and individuals do not have to pay.

2. Individuals purchase social security: citizens can pay social security in the name of urban and rural residents, but this kind of social security has many restrictions. Only local residents can buy it, but residents from other provinces can't. Residents can only buy old-age insurance and medical insurance, but can't buy unemployment insurance, work injury insurance and maternity insurance. When participating in social security, citizens can freely choose middle, high and low gear, and the monthly social security fee paid by each gear is different. Due to the different fees paid each month, they receive different old-age insurance, and the proportion of medical insurance reimbursement is also different, with low-grade reimbursement of 40%, middle-grade reimbursement of 80% and high-grade reimbursement of 100%.