Besides social security, what kind of insurance can I buy?

By insurance, you mean commercial insurance. There are many kinds of commercial insurance, including critical illness insurance, accidental injury insurance and (supplementary) endowment insurance. The price of commercial insurance varies with the age and physical condition of the insured, and the insured amount is also related to the insurance cost. Commercial insurance is also divided into savings type and consumption type. As a supplementary insurance, commercial insurance is still necessary. As for what insurance to buy, you need to choose according to your own economic situation. Moreover, the payment of commercial insurance needs to be made afterwards, and relevant documents need to be submitted.

Social security refers to the basic insurance account. It is divided into social security for urban and rural residents and social security for urban workers. Social security for urban and rural residents is limited to local household registration personnel, and the mode of participation is usually annual payment, which is also divided into several grades. There are only three insurances for residents' social security: basic old-age insurance, basic medical insurance and unemployment insurance.

Compared with employees, social security costs are very low. Employee social security is compulsory in China's labor law, and the unit insures the employees, and the insurance expenses are shared by the unit and the individual. Social security for employees is divided into five insurances: basic old-age insurance, basic medical insurance, industrial injury insurance, maternity insurance and unemployment insurance. Among them, pension insurance, medical insurance and unemployment insurance (rural hukou is not required to be paid) only bear part of the expenses, most of which (about 75% of the total social security expenses) are borne by the unit, and individuals only bear 25%. The cost of insurance is related to your salary. You pay social security according to a certain percentage of your salary every month. The higher the salary, the higher the social security fee. Real-time reimbursement of medical insurance in social security. In the process of seeing a doctor, only the self-funded part is paid, and the public expense reimbursement part can usually be settled in real time. Social security has been paid for 15 years. After the retirement age, you can apply for retirement and receive a monthly pension. Most urban male workers have paid for 25 years, while female workers have paid for 20 years. After retirement, they can continue to enjoy medical insurance benefits. Personally, I think that paying social security can assist certain commercial insurance.