Is there a discount for buying medicine with medical insurance card?

The medical insurance card can buy medicine at a discount.

You can enjoy certain discounts when you buy medicine with a medical insurance card. Drugs in the medical insurance catalogue can be discounted when purchased with a medical insurance card. Generally, Class A drugs can be paid in full by medical insurance card, while Class B drugs need to pay a part of their own expenses, such as 10% to 20%. The use conditions and standards of medical insurance in different regions may be different, and the specific preferential margin and payment ratio need to be subject to local actual policies. When you buy medicine at a designated social security pharmacy, you can pay directly by credit card as long as the balance in the medical insurance card is sufficient. However, it is worth noting that in some cities, it may be cheaper to buy medicines in cash than with medical insurance cards, so before buying medicines, you should ask the specific regulations of pharmacies and compare the prices.

Scope of use of medical insurance card:

1. Drug purchase: purchase drugs in the medical insurance catalogue with a medical insurance card and enjoy a certain proportion of reimbursement;

2. Medical services: medical expenses such as outpatient service and hospitalization can be paid at designated medical institutions;

3. Health check: Medical insurance cards in some areas can be used to pay for medical check-ups;

4. Medical equipment: used to purchase medical auxiliary equipment in the medical insurance catalogue;

5. Online service: In some areas, it can be used for online medical service platform to pay fees.

To sum up, medical insurance cards can enjoy discounts and concessions, but the conditions and standards in different regions may be different, and local policies need to prevail. In addition, in some cities, the cash purchase price of drugs may be cheaper. Before buying drugs, you must first understand the regulations of pharmacies and compare prices.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.