What is the social security payment policy of Chongqing 2023?

Social security payment refers to the interruption of social security payment for some reason, and it has not been paid for several months. Now, due to recruitment or other reasons, it is necessary to make up the part that has not been paid before, so as to obtain a complete social security period and ensure the normal identification of recruitment and settlement. Under normal circumstances, general units (regions) can only make up for two months, and if it takes longer, it has to be operated through some institutions.

After we start working, the company will pay social security for us every month. The advantage of social security is to pave the way for the future when we are able to work. In addition to paying social security through the company, we can also pay it ourselves. When we stop paying social security for various reasons, many people will think, can we make up for the interrupted time? The answer is yes, so what is the social security payment policy in Chongqing? Come and have a look with me.

1. What is the social security payment policy in Chongqing?

Insured persons who have reached the age of 60 and paid 15 or above will receive the pension from the next month after reaching the age of 60. Those who have paid less than 15 can make up to 15 in one lump sum. Among them, in the pilot of the basic old-age insurance system for urban and rural residents in all districts and counties (autonomous counties), those who are over 45 years old and under 60 years old can choose not to make up 15 years;

Over-age personnel can pay the old-age insurance premium in one lump sum according to the current individual payment grade, and receive the old-age insurance benefits for urban and rural residents on a monthly basis from the month after the payment of the old-age insurance premium is completed. The payment period is not less than 15 years, and the old-age insurance premium is not subsidized by the government.

Second, employee social security contributions

(A) the impact of employee medical insurance payment

1. If the employer and its employees fail to pay the medical insurance premium, the payment will be suspended from the following month 1 day.

2. If the employer and its employees pay medical insurance premiums in full within 3 months, they shall pay relevant medical insurance benefits in accordance with regulations;

3. Those who have not paid in full for more than 3 months shall enjoy medical insurance benefits after paying medical insurance premiums from the month of 1 day.

During the overdue period, the funds in the personal account of the insured person shall be paid in accordance with the regulations; The medical expenses incurred shall not be paid by the medical insurance fund, and the losses caused to the employees shall be borne by the employer.

(two) the "payment period" of employee medical insurance.

According to the current regulations, if the employee's medical insurance insured retires well and begins to receive the basic old-age insurance benefits on a monthly basis, the employee's medical insurance payment period is 30 years for men and 25 years for women (including the actual payment period and deemed period in our city, and the actual payment period must be 10 year according to the regulations), so he can no longer pay the basic medical insurance premium (but still need to pay a large amount of medical insurance), that is, he can enjoy the medical insurance benefits.

The above is what I have summarized for you about Chongqing's social security payment policy. Generally speaking, social security is calculated by accumulation. Only in some first-and second-tier cities, in order to buy a car in a big city and send their children to school, migrants need to continuously calculate the monthly social security payment. If it's interrupted, we have to start from the beginning. If we stop paying social security, we can compare ourselves within the specified time. If the interruption time limit is exceeded, you must find an agency to return it.