What is the payment standard of individual medical insurance in Chengdu?

Chengdu individual medical insurance payment standard is as follows:

1. Payment rate of basic medical insurance: 2% for individuals, which shall be paid by individuals themselves;

2. Supplementary medical insurance payment rate: the individual payment rate is 0.5%, which is paid by the individual.

Chengdu medical insurance processing flow:

1. The insured person shall bring his/her ID card and the current passbook of any one of ICBC, Agricultural Bank of China and China Construction Bank to sign the withholding agreement of personal basic medical insurance bank in Zone B on the second floor of Chengdu Social Security Bureau;

2. If you are insured for the first time, you should also bring your household registration book; If you have been insured before, you need to bring a social security card.

Chengdu medical insurance conditions:

1. payment of basic medical insurance: the coverage includes all provincial-level insured units and their employees. The unit payment standard is paid at 7.5% of the total wages of employees in the previous year; On-the-job employees' individual payment standard is 2% of their total wage income in the previous year; Retirees do not pay fees. The basic medical insurance premium is paid quarterly;

2. Inpatient and outpatient supplementary medical insurance for special diseases (referred to as inpatient supplementary medical insurance): The coverage of inpatient supplementary medical insurance includes institutions and their employees who participate in provincial basic medical insurance. The payment standard is announced and implemented by the provincial medical insurance center every year, and is paid in one lump sum according to the number of people participating in the basic medical insurance;

3. Outpatient supplementary medical insurance payment: Units participating in basic medical insurance can pay a one-time payment for their insured employees every year according to their actual conditions, and the payment amount is included in personal accounts;

4. Individuals continue to pay insurance premiums. The scope of insurance coverage includes: those who have participated in the basic medical insurance in the provincial medical insurance center, and those who are employed flexibly in Chengdu after the termination of personnel relations with the unit, can continue to participate in the provincial medical insurance in their personal capacity. Individuals who choose the combination of unified account and unified account shall pay 9.5% of the average salary of employees in Chengdu last year; Individuals who choose to build a single building as a whole shall pay 6% of the average salary of employees in Chengdu last year. The payment method is to pay the annual fee of the following year in one lump sum before the end of 65438+February every year.

To sum up, the total monthly average salary of employees in the previous year of the employing unit is the payment base, and it is paid at the rate of 7.5%. Individual employees pay 2% of their average monthly salary in the previous year, which is withheld and remitted by the unit on a monthly basis.

Legal basis:

Article 61 of People's Republic of China (PRC) Social Insurance Law

Social insurance premium collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.

Article 62

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.