The difference between flexible re-employment social security payment and company payment

The difference between enterprise social security and flexible employment social security;

Different audiences: enterprise social security is aimed at on-the-job employees, and all units and individuals must pay fees according to law, which is mandatory; Endowment insurance for flexible employees refers to an insurance policy, and some people who have no fixed job, unemployment or re-employment belong to flexible employees. In view of the old-age security of this group of people, the state has promulgated and implemented the old-age insurance policy for flexible employees. Including different items: enterprise social security: "five insurances" refers to five insurances, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Flexible employees can only buy pension insurance and medical insurance. The payment subjects are different: endowment insurance, medical insurance and unemployment insurance among the five insurances. These three insurances are jointly paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. The premium of flexible employees needs to be borne by individuals themselves, but the preferential policies of endowment insurance for flexible employees are different in different places, and the insured can consult according to their own endowment insurance location.

Personal Flexible Employment Social Security New Deal

1, overdue penalty interest, overdue repayment.

If the social security withholding exceeds a certain period of time, you will have to pay late fees and interest. According to the current regulations, from the date of breach of contract to the day before the employer announces the successful payment, the company pays 0.5% of the late payment fee every day. The calculation formula of late payment fee: the monthly social insurance premium payable shall be paid at the rate of 0.5 ‰ of a certain number of days in arrears. Of course, in actual implementation, the insured units that fail to pay the fees on time are generally charged with late fees, and the insured individuals generally do not charge late fees. However, if the individual insured person owes money across the year, he must pay a late fee.

If there is no payment record before the age of 2.45, one-time payment is not allowed.

Residents who reach the age of 60 after June 65438+1 October1will no longer receive living allowance for the elderly. Residents who have reached the age of 45 but have not been insured for 60 weeks are no longer allowed to pay 15 of the old-age insurance premium in one lump sum, that is to say, they must have a social security payment record before the age of 45, otherwise they are not allowed to pay in one lump sum.

3, three types of people can pay a one-time pension insurance premium.

Local household registration, and went to the countryside during the period of 196 1 to 1982, and the urban household registration of older people (men over 65 years old and women over 60 years old) who have participated in employee pension insurance have established labor relations with state-owned enterprises or county-level and town-level collective enterprises, and have been in 20 10.

4.20 18 how to pay social security?

In fact, different people pay social security in different ways. There are two main types of people: those with work units and those with flexible employment. Let's break them one by one:

(1) Self-employed: As for freelancers, the popular point is "groups without work units". They can be employed and insured flexibly, and they need to go through the social security registration formalities at the social security department where they are registered.

(2) Unit payment: How do employees pay 20 18 social security? In fact, we can refer to 20 18' s new policy of paying social security for employees, that is to say, employees and employers can continue to participate in the insurance as individuals after dissolving or terminating their labor relations.

5. How much do you need to pay? According to the new policy of 20 18, different regions have different policies. Taking Hunan as an example, 20 16 12 3 17 is a new way to pay back social security.

If Uncle Liu retires before 20 16 12 3 1 and reaches retirement age, but fails to pay 15, he can pay two social security fees, 60% or 100% respectively, and pay 20%/kloc.

1. What about social security for flexible employment?

For people with flexible employment, it is still necessary to run social security institutions. However, due to its work characteristics, only individuals with flexible employment go to the local social security bureau to pay social security. Persons holding re-employment concession cards who have filed with local labor and social security departments and joined social security can receive social insurance subsidies for flexible employment. When flexible employees participate in endowment insurance and reach retirement age, their pension calculation and payment standards are the same as those of ordinary employees.

Second, pay social security in the form of flexible employment.

To apply for social insurance subsidies for flexible employees, I have to hold the relevant documents to prove the flexible employment status to the street (township) labor and social security service center where the household registration is located to identify flexible employment, fill in the flexible employment registration form, register employment after being identified by the street (township) labor and social security service center, and record the relevant information about flexible employment on the unemployment certificate. Eligible unemployed persons applying for social insurance subsidies shall apply to the labor security service center of the street (township) where their household registration is located, and provide the following materials:

(1) my unemployment certificate and ID card; (2) Personal social insurance premium payment certificate; (3) Family income certificate issued by the community neighborhood committee; (4) Unemployed persons who do not enjoy unemployment insurance benefits shall provide the individual payment certificate withheld and remitted by the original insured unit or their insurance certificate. Conditions for insurance: Any flexible employee who has urban household registration in this city and meets the conditions for participating in social insurance.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 46

Before unemployment, if I and the employer have paid a total of one year but less than five years, the longest period of receiving unemployment insurance benefits is twelve months; If the accumulated payment is over five years but less than ten years, the maximum period for receiving unemployment insurance benefits is eighteen months; If the accumulated payment is more than ten years, the maximum period for receiving unemployment insurance benefits is twenty-four months. If you are unemployed again after re-employment, the payment time will be recalculated, and the period of receiving unemployment insurance benefits will be combined with the period of receiving unemployment insurance benefits that should have been received but not received in the previous unemployment, and the longest period will not exceed 24 months.