Xiangyang social security payment base 2022

The monthly standard of social insurance payment base is 6000 yuan, the upper limit of individual payment base is 18000 yuan, and the lower limit of individual payment base is 3450 yuan; The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The difference between social security and five insurances, one gold and social security;

1, the concept is different: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.

2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.

3. The content is different: social security does not include five insurances and one gold, but five insurances and one gold are available. According to the relevant regulations of our country, the unit must pay five insurances and one gold for its employees on time and in full.

Five insurances and one gold have the following functions:

1. Those who are identified as work-related injuries after participating in work-related injury insurance shall enjoy the treatment of work-related injury insurance;

2, to participate in unemployment insurance, eligible unemployed people, from the unemployment insurance fund to receive unemployment insurance benefits;

3, to participate in medical insurance, enjoy basic medical insurance benefits in accordance with state regulations after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.