Suburban Shanghai units, employees are local people, town insurance to city insurance after the unit and individual contributions now each how much

Shanghai in July 2011, the total abolition of comprehensive insurance, town insurance to pay urban insurance labor cost points

For the implementation of the "Social Insurance Law", to protect the right of foreign workers and suburban employers to participate in fair insurance, the city's comprehensive insurance for foreign workers and the suburban employers to employees of the small towns of the social insurance carried out a major reform since July 1, 2011, all transferred to the urban workers social insurance. Since July 1, 2011, all of them have been transferred to the social insurance for urban workers.

This comprehensive insurance reform is divided into two parts of the population, for foreign cities and provinces urban household registration workers, fully applicable to the city's urban workers social insurance regulations, that is, at the same time to participate in the old age pension, medical care, unemployment, work-related injuries, maternity and other social insurance, the base of contributions according to the individual worker's average monthly wage income in the previous year to determine the upper limit of the base of contributions for the city's employees in the previous year the upper limit of the average monthly wage 300% and 60%, the contribution base of the average monthly wage of the city's employees. The upper and lower limits of the contribution base are 300% and 60% of the average monthly salary of the city's employees in the previous year, and the contribution ratio is 37% for the unit and 11% for the individual worker. And for the foreign provinces and cities of rural workers, to participate in the city's urban workers social insurance, is set for a five-year transition period, currently participating in the pension, medical care, industrial injury three social insurance, the contribution base for the previous year, the city's average monthly salary of 40%, five years of gradual transition to 60%, the proportion of contributions to the unit of 28.5%, the individual workers 9%.

Foreign provinces and cities, rural household registration employees comprehensive insurance to city insurance, the first year of the transition period (July 2011 - March 2012), the unit monthly contribution 3896 * 40% * 28.5% = 444.10 yuan, the individual worker monthly contribution 3896 * 40% * 9% = 140.30 yuan; the original comprehensive insurance unit monthly contribution 3896 * 60% * 12.5% = 292.20 yuan, the individual worker does not contribute. After the conversion of the comprehensive insurance to urban insurance, the unit increases the monthly labor cost by 151.90 yuan per person, an increase of 52%, while the individual worker's monthly income is reduced by 140.30 yuan. If the individual worker's salary after deducting social security contributions less than the minimum wage unit should be made up, the unit will increase the cost of labor 292.20 yuan, an increase of 100%.

Employees of foreign provinces and cities of urban registration comprehensive insurance to urban insurance, the unit monthly minimum contribution of 3896 * 60% * 37% = 864.90 yuan, the minimum monthly contribution of individual workers 3896 * 60% * 11% = 257.10 yuan; the original comprehensive insurance unit monthly contribution of 3896 * 60% * 12.5% = 292.20 yuan, the individual workers do not contribute. After the transfer of the comprehensive insurance to the city insurance, the unit increases the cost of labor by 572.70 yuan per person per month, an increase of 196%, while the individual worker's monthly income is reduced by 257.10 yuan. If the individual worker's salary after deducting social security contributions less than the minimum wage unit should make up for the case, the unit will increase the cost of labor 829.80 yuan, an increase of 284%.

On the town insurance reform, the same divided into two parts of the population, the first category for June 2011 is not in the town insurance contribution status or after July 1, 2011 new employees, this group of people in full accordance with the relevant provisions of the city's urban workers' social insurance to participate in the contribution. The second category for June 2011 is still in the town insurance contribution status and was continued to employ employees to participate in social insurance for urban workers (i.e., pension, medical care, unemployment, work-related injuries, maternity), then set up a three-year transition period, the contribution base is determined by the city's average monthly wage of the previous year 60% of the workers, the contribution ratio of 27% of the unit, the worker's individual 7%, three years of gradual transition to the 37% of the unit, the worker's individual 11%.

The first category of employees town insurance to city insurance, the first year of transition (July 2011 - March 2012), the unit monthly contribution of 3896 * 60% * 27% = 631.20 yuan, the individual worker monthly contribution of 3896 * 60% * 7% = 163.60 yuan; the original town insurance unit contribution of 3896 * 60% * 25% = 584.40 yuan, the individual does not Contributions. After the conversion of the town insurance to the city insurance, the unit increases the monthly labor cost by 46.80 yuan per person, an increase of 8%, and the individual worker's monthly income is reduced by 163.60 yuan. If the individual worker's monthly salary after deducting the social security less than the minimum wage unit should make up for the case, the unit will increase the cost of labor 210.40 yuan, an increase of 36%.

The second type of employees town insurance to city insurance, the unit monthly minimum contribution of 3896 * 60% * 37% = 864.90 yuan, the individual worker monthly minimum contribution of 3896 * 60% * 11% = 257.10 yuan; the original town insurance unit contribution of 3896 * 60% * 25% = 584.40 yuan, individuals do not contribute. After the conversion of the town insurance to the city insurance, the unit will increase the minimum monthly labor cost by 280.50 yuan per person, an increase of 48%, while the individual worker will have a reduced income of 257.10 yuan per month. If the individual worker's salary after deducting social security less than the minimum wage unit should make up for the case, the unit will increase the cost of labor 537.60 yuan, an increase of 92%.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"