Job Recruitment Website - Social security inquiry - Can I pay medical insurance alone without paying social security?
Can I pay medical insurance alone without paying social security?
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.
Is it okay to pay only medical insurance and not social security?
1, generally you can't just pay medical insurance without paying other social security;
2. Medical insurance is a kind of social security. If flexible employees only want medical insurance, they can only choose medical insurance to pay. However, if an employer helps its employees pay social security, it can't just pay medical insurance.
To sum up, social security includes basic medical insurance. If the parties have not purchased other social security, they can only purchase medical insurance and endowment insurance. Individuals who are insured as flexible employees can only buy medical insurance and endowment insurance; If an individual has an employer, all five social insurances must be purchased.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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