Can I buy employee health insurance without a job?

If you don't have a job, you can buy employee health insurance, as follows:

1, personal social security can only pay pension and medical insurance;

2, employees should participate in the basic old-age insurance, the employer and employees jointly pay the basic old-age insurance premium;

3. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Employee personal medical insurance is handled as follows:

1. You need to apply to the social security bureau where your account is located, and you need to provide your ID card. You need to prepare two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance;

2. The amount paid is calculated according to the local social wage of the insured person in the previous year, which varies from year to year. In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly;

3. Employees' medical insurance needs to be paid for at least 25 to 30 years, and they can only apply for reimbursement of employee medical insurance when they reach retirement age. In case of illness and other difficulties, employee medical insurance can be used for reimbursement.

To sum up, people who don't know how to work can join the insurance as freelancers, and they can pay at the social security center and medical insurance center according to your local minimum base.

Legal basis:

Article 84 of the Social Insurance Law of People's Republic of China (PRC)

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.