Is there a conflict between employer liability insurance and social security?

Employer liability insurance has nothing to do with social security. If the enterprise buys employer liability insurance, minor problems are generally not related to work-related injuries. Because you apply for work-related injury insurance, the work-related injury insurance paid by enterprises will be raised every year, so it is more cost-effective to take employer liability insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.