How much pension can I get after paying five insurances 15?

After five insurances have been paid 15 years, the specific amount of pension can be calculated according to the actual situation:

1. Taking employee social security as an example, the calculation formula of old-age insurance is: monthly basic pension = basic pension+personal account pension. Among them, the basic pension = (the average monthly salary of employees in the whole province last year+my average monthly payment salary) /2 payment years1%;

2. Taking the social security of flexible employees as an example, the calculation formula of old-age insurance is: monthly basic pension = basic pension+personal account pension. Among them, the basic pension = the average monthly salary of employees in the province in the previous year *( 1+ my average payment index) /2 years of payment 1%.

The process of receiving a pension:

1. Payment of old-age insurance: within the specified payment period, the old-age insurance premium is paid and the pension is accumulated, generally on a monthly basis;

2. Reaching the age of receiving a pension: According to local laws and policies, the age of receiving a pension is generally 60 or 65, which may be different according to factors such as gender and the nature of the unit;

3. Handling the collection procedures: When going to the local social security bureau or bank outlets to handle the pension collection procedures, you need to provide relevant supporting materials, such as ID cards, household registration books, social security cards, etc. ;

4. Verification of identity and qualification: the Social Security Bureau or the bank verifies the identity and qualification of the recipient to ensure that the conditions for receiving are met;

5. Confirm the receiving amount: the Social Security Bureau or the bank will calculate the pension amount of the recipient and confirm the receiving amount;

6. Receive a pension: the recipient can receive a pension at a designated bank outlet, and can choose to receive it in one lump sum or monthly.

Pension conditions:

1. Age requirements: male is over 60 years old, female is over 50 years old, and has paid social security 15 years (inclusive);

2. Payment requirements: while paying social security fees, pay old-age insurance premiums according to regulations, and pay continuously 15 years (including 15 years) and cumulatively 180 months;

3. Special circumstances: groups with special difficulties such as low-income households, rural five-guarantee households and poor people can receive pensions in advance regardless of whether the payment period meets the conditions;

4. Retirement: At the normal retirement age (male 60, female 50), you can receive a pension.

To sum up, different regions and social security centers may have different certification methods and conditions. Please refer to the relevant instructions of the local social security center or consult the local social security center for specific authentication steps.

Legal basis:

Article 21 of People's Republic of China (PRC) Social Insurance Law

The treatment of new rural social endowment insurance consists of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.