What happens when the bank card on the social security card is not used for a long time?

It doesn't matter if you don't use social security card for a long time. The money in the social security card will not expire and will not expire. If it has been useless, it has always existed in it. Moreover, the medical insurance system clearly stipulates that personal account funds can be accumulated and inherited. If the insured can't use up the deposit of the social security card, their descendants can continue to use it. The money in the social security card can be used to buy medicine, or to pay the self-funded part when seeing a doctor. If you don't need to buy medicine or go to the clinic for treatment, you can't take it out.

The social security card is used for the following purposes:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handling social security affairs such as receiving pension, job-seeking unemployment registration, applying for unemployment insurance, and applying for vocational training;

8. Used for identification.

To sum up, the validity period of social security cards is generally 10 years after successful business card printing. Social security cards that exceed the service period cannot be used for social security card swiping business. When replacing the social security card, you can choose to change the number or the insurance number, and the account number of the social security card financial account has changed.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.