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How to calculate the number of months of pension payment
1, payment months: calculate the number of months for retirees to pay social insurance, including basic old-age insurance, medical insurance, work injury insurance, maternity insurance, etc. ;
2. Calculate the number of months: calculate the number of months that retirees actually receive pensions, starting from the month when retirees receive pensions and ending in the month when retirees die or their pensions are terminated.
Under normal circumstances, the number of months to receive a pension should be equal to the number of months that retirees actually receive a pension. If retirees are re-employed during the period of receiving pensions, their part-time working hours or part-time income exceed the prescribed standards, which may affect the number of months and amount of receiving pensions. In addition, the calculation and payment standards of pensions may also vary according to different regions and individuals, and the specific situation needs to be determined according to local policies and regulations.
The number of months for calculating the pension needs to meet the following conditions:
1. Retirement: retirees reach the legal retirement age or employees working in institutions or state organs meet the prescribed retirement conditions;
2. Payment meets the requirements: retirees have paid social insurance premiums according to regulations, including basic old-age insurance, medical insurance, industrial injury insurance, maternity insurance, etc.
3. Unemployment or income reaches the prescribed standard: retirees are not re-employed or re-employed after retirement, but their income does not reach the prescribed standard;
4. Apply for a pension: retirees need to apply for a pension from their unit or social security agency, and provide relevant supporting materials and personal information.
To sum up, the situation of different regions and individuals may be different, depending on local policies and regulations. Retirees should understand the policies and regulations on pensions before retirement, pay social insurance premiums in time, apply for pensions according to regulations after retirement, and get proper treatment smoothly.
Legal basis:
Article 15 of the Social Insurance Law of People's Republic of China (PRC)
The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.
Article 16
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.
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