What is the return of social security and large medical insurance after death?

Large medical insurance refers to the medical expenses that the insured exceeds the maximum payment limit of the basic medical insurance pooling fund due to serious illness or serious illness. On the basis of basic medical insurance, municipal medical insurance has established a large-scale medical insurance system. How to apply for large medical insurance Large medical insurance is a kind of social security, so if an individual wants to apply, he only needs to prepare materials at the location of your account and go to the social security center to apply. Considering that the large medical insurance in social security is often limited by the maximum amount of compensation, the reimbursement for critical illness is often limited to reasonable and basic medical expenses, which cannot cover the medical expenses caused by the latest treatment technology, and purchasing a commercial critical illness insurance in advance can often make up for these shortcomings. Pay attention to the following points before insurance:

1. Choose the most cost-effective and suitable critical illness insurance according to the actual situation of critical illness insurance of various insurance companies.

2. Before buying medical insurance, you must read the insurance liability clauses carefully to understand the scope of medical insurance.

3. Pay attention to telling the truth and autographing when applying for insurance, choose a hospital recognized by the insurance company when staying in hospital and report the case in time, and ask the agent to list the required information at one time and save it as needed.

4. Pay attention to the deductible clause. For compensatory medical insurance, the insurance company stipulates the deductible, and those below the deductible cannot get compensation. If individuals want to improve their medical insurance for critical illness, they need to combine large medical insurance with commercial critical illness insurance. The critical illness insurance provided in the world is not only various, but also affordable. United Press's regular major illness protection content: * You can choose up to 300,000 yuan for serious illness cancer protection * Pay 300,000 yuan for insurance immediately after death * Total disability exemption, and the protection is more secure. Minimum monthly fee: 20 yuan Sunshine Sincerity 128 Critical illness protection plan. Coverage content: * You can choose up to 300,000 yuan for serious illness cancer protection * Pay 300,000 yuan for insurance immediately after death * The value added is stronger, and 54,400 yuan will be returned at maturity. minimum

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.