Peng' an county social security bureau

Pilot work of new rural social endowment insurance in Peng 'an County

Practical application method

According to the State Council's Guiding Opinions on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and Sichuan Provincial People's Government's Notice on Printing and Distributing the Implementation Measures for the Pilot Project of New Rural Social Endowment Insurance in Sichuan Province (Chuan Fu Fa [2009] No.35), combined with the actual situation of our county, these implementation measures are formulated.

I. Guiding ideology and basic principles

To carry out the pilot work of the new rural social endowment insurance (hereinafter referred to as the new rural endowment insurance), we should take Scientific Outlook on Development as the guide, aim at improving farmers' basic living standards, take standardized management and optimized services as the basic requirements, aim at basically covering the rural school-age population, follow the basic principle of "ensuring basic, wide coverage, flexibility and sustainability", proceed from rural reality, and adhere to the combination of government guidance and farmers' voluntary insurance. Adhere to the reasonable sharing among individuals (families), collectives and the government, and gradually establish a new rural social endowment insurance system whose financing and treatment standards are suitable for the level of rural economic development and all aspects, and are matched with other safeguard measures.

Second, the insurance coverage

Rural residents in our county who have reached the age of 16 (excluding students in school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the insurance at their domicile.

Third, raise funds.

The fund consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at one year 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan. The insured can choose the payment grade independently. According to the requirements of national unity, the county government adjusts the payment grade in a timely manner.

(2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(3) government subsidies. The government pays the basic pension in full to the insured who meet the conditions for receiving treatment. The basic pension standard stipulated by the state is fully subsidized by the central government.

The government subsidizes the payment of the insured. Government subsidies are given by the provincial and county governments at 50% each. The criteria are as follows:

1. If you choose 100 yuan and 200 yuan payment level, the local government will subsidize 30 yuan every year; Choose 300 yuan payment grade, the local government subsidies 35 yuan every year; Choose 400 yuan payment grade, the local government subsidies 40 yuan every year; By analogy, every time the payment standard is raised, the local government will subsidize 5 yuan, but the highest subsidy will be 70 yuan.

2. The minimum living standard that the county finance should pay (100 yuan/year? People) pension insurance, and enjoy the corresponding level of government subsidies.

3.60 years of age below the village (community) branch secretary, director, clerk "three posts" cadres, individual contributions not less than 600 yuan. In addition to enjoying the corresponding level of government subsidies, the county finance also provides subsidies according to the standard of 600 yuan per person per year. Village (community) "three posts" cadres over the age of 60 should go through the pension collection procedures, and financial subsidies should be implemented in accordance with relevant regulations.

4. The county government adjusts the subsidy standard in time according to the unified requirements of the higher authorities.

Fourth, establish a personal account.

The county agricultural insurance bureau takes the resident ID number of the insured as its social security number, and establishes a personal account for endowment insurance for each insured. The new rural insurance personal account is used to record individual contributions, collective subsidies, local government subsidies, other subsidies and interest. Personal account storage can only be used to pay personal account pension, and may not be surrendered, withdrawn in advance or used for other purposes other than going abroad to settle down or die. Personal accounts are managed according to the following provisions:

1. If the insured person goes abroad to settle down or dies, the balance of personal account funds (excluding government subsidies) will be returned to the insured person (or designated beneficiary or legal heir) at one time, and his insurance relationship will be terminated.

2. Before the introduction of the new rural endowment insurance system, the insured person changed from rural household registration to urban household registration due to identity change, and did not participate in other social endowment insurance such as the basic endowment insurance for urban workers, and his personal account was temporarily sealed in the county agricultural insurance bureau or transferred to the social endowment insurance for urban residents. On a voluntary basis, the amount stored in his personal account (excluding government subsidies) can also be refunded at one time, and his new rural endowment insurance relationship is terminated.

3. If the insured person transfers across the whole area during the payment period and has implemented the new rural insurance, the relationship between the new rural insurance and the amount of personal account storage (including government subsidies) should be transferred to the new insured place at one time, and the new insured place will handle the insurance payment procedures for it. During the pilot work of the new agricultural insurance, the insured person was transferred across the overall planning area, but his personal account was temporarily sealed in the county agricultural insurance bureau where the new agricultural insurance was not implemented.

4. After the personal contributions payable by the insured person in the current period are paid in full, the government subsidies corresponding to the personal contributions and payment grades are included in the personal account at the same time, and interest will begin to accrue from the month when the personal contributions are received.

5. The deposit interest rate of individual account is determined by the Provincial Department of Human Resources and Social Security and the Provincial Department of Finance with reference to the one-year deposit interest rate of RMB in financial institutions published by the People's Bank of China.

Verb (abbreviation for verb) pension benefits

According to national regulations, pension benefits consist of basic pension and personal account pension, which are paid for life.

1. The basic pension shall be paid in full to eligible insured persons, and the basic pension standard shall be 55 yuan per person per month. The county people's government, in accordance with the unified provisions of the state, combined with economic development and price changes, timely adjusted the minimum standard of the basic pension of the new rural insurance in our county.

2. The monthly payment standard of personal account pension is the total personal account divided by 139. After receiving the funds from the personal account, the local government will continue to pay the insured person's lifelong personal account pension. When the insured dies, the balance of personal account funds can be inherited according to law, except for government subsidies; The balance of government subsidies is used to continue to pay the pensions of other insured persons.

Sixth, the conditions for receiving treatment.

(a) the insured person over 60 years of age, did not enjoy the basic old-age insurance for urban workers in rural registered population, meet the following conditions, with my valid documents to the new rural insurance agencies to apply for pension procedures, from the next month after passing the examination to enjoy the new rural insurance pension benefits.

1. Before the implementation date of this scheme, the rural registered population who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers in this county may not pay the fee, but their children (children, daughter-in-law, daughter, husband) who meet the registration conditions within this county must continue to pay the premium. After going through the registration formalities of the new agricultural insurance and reviewing the eligibility for treatment, 55 yuan will receive the basic pension on a monthly basis from the next month.

2. If the age is less than 15, you can pay the old-age insurance premium for less than one year, and the remaining years will be paid annually, with the cumulative payment period not exceeding 15. In line with the one-time payment conditions and within two years from the date of implementation of the local new agricultural insurance system, the government will give corresponding subsidies; If it is paid back for more than two years, it will not enjoy government subsidies.

3. If the age of collection exceeds 15, the payment shall be made annually, and the cumulative payment period shall not be less than 15. If the payment is interrupted, the interrupted endowment insurance premium can be paid back, but the government subsidy is not enjoyed.

(2) When the new rural insurance system is implemented, the insured who is under 15 years old and fails to pay the old-age insurance premium according to the year and fails to pay the old-age insurance premium during the interruption period cannot enjoy the new rural insurance treatment; If the insured person reaches the age of 15, and the sum of the payment period and the required payment period is less than 15, he cannot enjoy the treatment of the new rural insurance.

(three) after the implementation of the new agricultural insurance system, if he is over 60 years old, but does not meet the conditions for receiving the pension benefits of the new agricultural insurance, his personal account storage amount (excluding government subsidies) will be paid to him in one lump sum, and his new agricultural insurance relationship will be terminated.

(four) the insured can only enjoy a social pension insurance benefits. For those who repeatedly enjoy other social endowment insurance benefits such as the new rural insurance and the basic endowment insurance for urban workers, the social security agency only recognizes the higher standard social endowment insurance benefits in principle, and the overpaid other social endowment insurance benefits should be recovered.

(five) the recipients of the benefits are sentenced or reeducation through labor during the pension period, and stop enjoying the old-age insurance benefits. After the expiration of the sentence, the pension insurance benefits will continue to be issued, and the benefits during the suspension period will not be reissued.

Seven. Fund management and supervision

(a) to ensure the safety of the fund. Establish and improve the financial accounting system of the new agricultural insurance fund. The new agricultural insurance fund shall set up a separate bank account, separate accounting, into the social security fund financial accounts, the implementation of two lines of revenue and expenditure management, earmarking.

(2) Strengthen the management of special bills for social insurance premiums. Establish and improve the system of receiving and selling special bills for rural social endowment insurance fees, and settle accounts on a monthly basis to ensure that accounts, certificates, tickets and materials are consistent.

(3) Strengthen the survival check to prevent the loss of pensions. Those who have already enjoyed pension benefits must be verified for survival every year. Those who fail to go through the formalities of survival verification within the time limit will stop issuing the pensioner's pension until they go through the formalities of survival verification. If the beneficiary dies, his family members or children should take the initiative to report to the township agricultural insurance agency and stop issuing pensions from the month after his death. The balance of personal account funds except government subsidies can be inherited by the beneficiary or legal heir designated by him according to law. If a person who enjoys the pension insurance benefits dies or fails to enjoy the pension insurance benefits for other reasons and impersonates the pension insurance benefits, the pension insurance benefits that have been impersonated by others shall be recovered and dealt with according to relevant laws and regulations.

Eight. safeguard measure

Effectively strengthen organizational leadership. The county government will incorporate the new rural social endowment insurance into the county's economic and social development plan and annual target assessment, and set up a leading group for the pilot work of the new rural and urban residents' social endowment insurance (hereinafter referred to as the county pilot work leading group) to unify leadership, formulate measures, organize implementation, supervise and inspect the implementation of policies in towns and departments, and ensure the smooth progress of the pilot work.

Do a good job in coordination. Relevant departments at the county level should earnestly perform their duties and do a good job in overall planning, unified management, comprehensive coordination and scheme formulation of the new rural insurance. The funds needed for the new rural social endowment insurance shall be included in the fiscal budget at the same level and shall not be charged from the fund. The county finance subsidizes each township and village with 1 yuan/person; In the future, every year, 1 person will renew their insurance and complete the survival verification of the treatment recipients, and the villages and towns will give financial subsidies and settle accounts according to the facts.

Actively publicize and launch. All departments at all levels should adhere to the correct guidance of public opinion, strengthen the publicity of the important significance of the pilot work, basic principles, insurance methods, payment standards, treatment and other policies, so that this policy of benefiting the people is deeply rooted in the hearts of the people, and guide eligible rural residents to actively, consciously and voluntarily participate in the insurance. For new situations and new problems arising in the pilot work, it is necessary to report to the county pilot work leading group in a timely manner, and it is strictly forbidden to make statements and statements at will.

Nine. supplementary terms

(a) the implementation of these measures, such as national and provincial new regulations, according to the new regulations.

(two) the implementation measures shall be interpreted by the Peng 'an County Human Resources and Social Security Bureau.

(3) These Measures shall come into force on July 65438, 20 1 year. Where the relevant provisions are inconsistent with these Measures, these Measures shall prevail.