Proportion of social security contributions in Jilin Province from 2065438 to 2009

First of all, let's see who paid the endowment insurance.

Urban workers can also be called office workers, mainly employees of enterprises and institutions, whose pension insurance is paid by enterprises in a unified way. After paying social security (including endowment insurance), personal income tax will be paid, and the remaining wages will be paid to employees.

The endowment insurance premium is determined by the endowment insurance payment base and the payment base, and almost none of them can choose independently; I suggest you check "What is the base of endowment insurance payment? How is it calculated? 》。

This paper is mainly aimed at friends who pay their own endowment insurance, that is, friends who pay the minimum endowment insurance only to ensure the continuous supply of endowment insurance.

These friends include freelancers, unemployed people and laid-off workers. These people need to consider economic factors to ensure the continuous supply of old-age insurance. I am more concerned about the minimum level of old-age insurance before it is uneconomical. And how to pay the endowment insurance?

How much is the minimum pension insurance?

Taking Beijing as an example, the pension payment base = the total wage income of the previous year/12, and the total wage income of the previous year includes wage income such as hourly wages, piece-rate wages, bonuses, allowances and subsidies. In other words, everyone's pension insurance payment base may be different.

In order to be more convenient and fair, the upper and lower limits of the payment base are set. The minimum level of endowment insurance is the lower limit of payment base. The lower limit of Beijing's endowment insurance payment is 40% of the average monthly salary of the previous year, and the average monthly salary referred to before 20/kloc-0 is 8467 yuan.

Therefore, we can calculate that Beijing's pension insurance payment base is the lowest =8467*40%=3387 yuan; Flexible employment personnel to pay social security, according to the payment base to pay 20%. We can find that the minimum level of endowment insurance in Beijing in 20 19 is 677.4 yuan.

How much is the endowment insurance for flexible employees?

If they are freelancers or laid-off workers, that is, "flexible employees entrusted by individuals to file files", they should pay the basic old-age insurance premium for employees according to the proportion of 20% of the payment base, taking Beijing as an example:

If the average monthly salary is used as the payment base, the basic old-age insurance premium for employees shall be paid 1693.4 yuan per month.

With 60% of the average monthly salary as the payment base, the basic old-age insurance premium for employees shall be paid monthly 10 16 yuan.

Taking 40% of the average monthly salary as the payment base, the basic old-age insurance premium for employees is 677.4 yuan per month.

Those who enjoy social insurance subsidies will pay the basic old-age insurance premium of 203.22 yuan per month.

How do individuals pay endowment insurance?

To pay in the name of an individual, you need to apply to the social security bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

If you want to know more about insurance, you can go to >> "Raise more fish and talk about insurance" for free consultation!