What is the difference between urban social security and rural social security?

The differences between urban social security and rural social security are as follows:

1, the insured population is different. Urban social security is mainly aimed at urban workers, urban residents and other insured people; Rural social security is mainly aimed at rural residents, farmers and other insured people;

2. The payment standard is different. The urban social security payment standard is high, and the social security benefits of the insured are relatively high; The rural social security payment standard is low, and the social security benefits of the insured are relatively low;

3. Different treatment. Urban social security benefits mainly include endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance; Rural social security benefits mainly include endowment insurance, medical insurance and maternity insurance;

4. The reimbursement rate is different. Due to the high payment standard of urban social security, when urban workers and urban residents enjoy medical insurance reimbursement, the reimbursement ratio is relatively high; However, the reimbursement rate of rural social security and medical insurance is low.

Social security includes:

1. Old-age insurance can guarantee the basic needs of the elderly. Pay enough 15 and above, reach the legal retirement age, and receive monthly pension benefits;

2. Unemployment insurance can provide material help for workers who temporarily lose their livelihood because of unemployment;

3, medical insurance, the average individual only bears 40% of the medical expenses, and 60% is borne by the medical insurance department;

4. Industrial injury insurance is generally paid by the unit. You can enjoy a certain proportion of reimbursement for work-related accidents during work;

5, maternity insurance, general male workers should also participate in maternity insurance. Before giving birth to a child, as long as the payment is continuous 12 months or more, you can enjoy partial expense reimbursement.

To sum up, the specific policies and standards of urban social security and rural social security will be different according to the actual situation in different places, and the local social security policy shall prevail.

Legal basis:

Article 57 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

Article 59

The people's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.