Job Recruitment Website - Social security inquiry - I bought social security before, but it has been broken. Can I buy it again now?
I bought social security before, but it has been broken. Can I buy it again now?
1, after the interruption of social security, individuals can re-purchase social insurance;
Employers and individuals who pay social insurance premiums according to law have the right to inquire about payment records and personal rights records, and ask social insurance agencies to provide consulting services.
2. If you are insured again after the interruption of social security, you can choose to pay social insurance premiums during the interruption and enjoy the corresponding social insurance benefits after meeting the conditions;
You can also choose not to pay it back, but this will affect your retirement benefits in the future.
3. If the social security is interrupted, but you don't want to pay it back, the individual needs to apply for giving it up and keep it in the file.
4. Once the social security is purchased, except in certain circumstances, such as death or going abroad to settle down, the payment is generally not refundable.
Basic concepts of social security:
1, social security is the abbreviation of social insurance, which is a social security system established by the state to reduce the economic burden of social members in the case of old age, illness and unemployment.
2. Social security usually includes endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.
3. Social security is led by the government and organized and implemented through legal procedures and methods, aiming at protecting the basic life and related rights and interests of the insured;
4. In order to obtain the corresponding insurance benefits, the insured shall pay certain social security fees in accordance with the regulations;
5. Social security has the characteristics of compulsory and mutual assistance, and it is operated by combining social pooling with individual accounts.
To sum up, individuals can re-purchase social insurance after the interruption of social security, choose to pay back the expenses during the interruption and enjoy the corresponding treatment, or choose not to pay back, which will affect retirement benefits, or choose to abandon the application and save it in the file. Once you have purchased social insurance, it is usually non-refundable except in some cases.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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