How to turn children's medical insurance into adult medical insurance

When you have a job as an adult, children's medical insurance will be automatically transferred to adult medical insurance.

Children's medical insurance is a guarantee for medical expenses such as hospitalization, treatment and surgery caused by certain diseases reported by insurance. At present, China's basic medical system basically has a very low level of medical security for children. It is suggested that we can consider referring to some commercial security to reduce family risks. Children's medical insurance provides a certain guarantee for the expenses of treatment, hospitalization and surgery for insured children due to diseases.

Adult medical insurance refers to employee medical insurance, which is expensive and the reimbursement ratio and limit are higher than children's medical insurance. When reaching retirement age, the accumulated payment period of employees' medical insurance is about 25 years (see local regulations for details), and they can no longer pay.

Adult medical insurance requires you to pay the same fee as the company, two parts of money. The best way for you to change jobs is to go to work and have adult medical insurance after you become a regular employee. Please consult your local social security center for details.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.