In 2023, a new social security subsidy policy was introduced.

With the continuous development and progress of society, the social security system is constantly improving and reforming. In 2023, China will introduce a series of new social security policies, aiming at further improving the level of social security and safeguarding the basic rights and interests of the broad masses of the people. This article will make an in-depth interpretation of these new policies to help you better understand and master them.

First, the basic endowment insurance for employees

1. Adjustment of upper limit of payment base

From 2023, the upper limit of the basic old-age insurance payment base for employees will be gradually raised. Specifically, starting from 202 3, the upper limit of the payment base will be raised from 29 198 yuan to 3 1000 yuan per month, and will reach 35,000 yuan per month by 2025.

2. Adjustment of payment ratio

At the same time, the contribution ratio of basic old-age insurance for employees will gradually increase. From 2023, the proportion of employees' individual contributions will increase from 8% to 9%, and the proportion of employers' contributions will increase from 20% to 2 1%. By 2025, the proportion of individual employees will reach 10%, and the proportion of employers will reach 22%.

3. Delaying retirement age

In order to cope with the trend of population aging, the retirement age of employees' basic old-age insurance will be gradually delayed.

Starting from 2023, the legal retirement age of employees will be gradually delayed from 60 to 62.

Second, the basic medical insurance for employees

1. Adjustment of payment proportion

From 2023, the proportion of payment of basic medical insurance for employees will also gradually increase. Specifically, the proportion of individual employees will increase from the current 2% to 3%, and the proportion of employers will increase from the current 8% to 10%.

2. Expand the scope of reimbursement

In order to better protect the basic medical needs of employees, the reimbursement scope of employees' basic medical insurance will also be gradually expanded. Starting from 2023, the basic medical insurance for employees will provide more reimbursement for some common diseases and chronic diseases. At the same time, for some high-priced drugs and special diseases, employees' basic medical insurance will also give more reimbursement.

Third, unemployment insurance.

1. Adjustment of payment proportion

From 2023, the contribution rate of unemployment insurance will also gradually increase. Specifically, the proportion of employees' individual contributions will increase from the current 0.5% to 1%, and the proportion of employers' contributions will increase from the current 1% to 1.5%.

2. Improve the collection level

In order to better protect the basic livelihood of the unemployed, the standard of receiving unemployment insurance benefits will be gradually raised. Starting from 2023, the maximum standard for receiving unemployment insurance will be raised from the current 2,200 yuan per month to 2,500 yuan per month.

Four. employment injury insurance

1. Adjustment of payment proportion

From 2023, the contribution ratio of industrial injury insurance will also gradually increase. Specifically, the proportion of employees' individual contributions will increase from the current 0.5% to 1%, and the proportion of employers' contributions will increase from the current 1% to 1.5%.

2. The scope of acceptance has expanded.

In order to better protect the rights and interests of workers at work, the scope of industrial injury insurance will be gradually expanded. Starting from 20.23, industrial injury insurance will pay more for some occupational diseases and provide more protection for some special employees.

legal ground

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a different place.

Medical expenses settlement system, convenient for the insured to enjoy the basic.

Medical insurance benefits.