What if you don't pay 15 social security at the age of 60?

People who are 60 years old and have not paid 15 social security are paid as follows:

1, and the payment time can be extended to 15. Those who are insured before the implementation of the social insurance law and are still less than 15 years after the extension of payment for 5 years can pay 15 years in one lump sum, and after paying 15 years, they can enjoy the old-age benefits according to law and receive the basic pension on a monthly basis;

2. You can apply for new rural social endowment insurance or urban residents' social endowment insurance at the place where you register. These two types of endowment insurance are allowed to be paid to 15 in one lump sum. After the payment period is over, you can enjoy the corresponding pension benefits according to law;

3. You can apply in writing to terminate the employee's basic old-age insurance relationship. After accepting the application, the social insurance agency will confirm with the insured and inform the insured of the consequences of terminating the insurance. After the insured knows clearly, if the insurance is terminated, the employee's pension insurance relationship will be terminated immediately, and the balance in the individual account of pension insurance will be paid to the employee in one lump sum.

The process of paying social security:

1 is an individual and a company. Every citizen needs to pay social security, which is not only responsible for himself, but also can solve his own needs and reduce his burden. This is also the basic principle for the state to formulate social security. Endowment insurance: the unit pays 2 1% per month and 8% by itself;

2. Medical insurance: the unit pays 9% per month, and pays 2% by itself plus 10 yuan's serious illness co-ordination;

3. Unemployment insurance: the unit pays 2% per month and pays1%by itself; Work-related injury insurance: the unit pays 0.5% per month, without paying it by itself; Maternity insurance: the unit pays 0.8% per month, without paying it by itself; Housing accumulation fund: the unit pays 8% per month and 8% by itself.

To sum up, social insurance premiums can be refunded. It's just not that easy to get the money back. After all, social security, as a social security system, is not to join if you want, but to retire if you want. However, if there are some special reasons, you can also surrender your insurance and get your previous money back.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.