Can I use medical insurance if the social security card is not activated?

Legal analysis: the social security card is not activated and cannot be used normally. Among the activation methods of social security cards, one means that they can be activated directly in designated hospitals or pharmacies. Because social security cards are divided into personal accounts and financial accounts. When we seek medical treatment, we only need to use the medical insurance account, which can be activated directly in designated medical institutions. When the medical expenses are settled, the social security reimbursement window can directly handle the relevant procedures for real-time settlement and reimbursement of medical insurance. To activate the financial account, you need to go to the card-issuing bank of the social security card, and remember to bring the social security card and ID card.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law includes basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.