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Can social security be changed from second gear to first gear at any time?
Employees who participate in the first medical insurance shall pay 8.2% or 7.2% of the total monthly salary of employees on a monthly basis, including 6.2% or 5.2% by the employer and 2% by the individual. The second payment base of medical insurance is the average monthly salary of employees in Shenzhen last year, and the payment ratio is 0.8% (basic medical insurance+local supplementary medical insurance), of which the unit payment is 0.6% and the individual payment is 0.2%.
The insured person's personal account is used to pay the medical expenses within the scope of the insured person's general outpatient medical insurance catalogue. Community health center basic medical expenses personal account to pay 70%, the overall fund to pay 30% in accordance with the provisions. Class II insured persons belonging to Class A drugs and Class B drugs shall be paid by the community outpatient co-ordination fund according to the proportion of 80% and 60% respectively.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
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