New Social Security Policy in Jiangsu Province

The latest policy of social security payment in 2023

1.What are the new rules for lump-sum payment of social security in 2023?

1, you can choose to pay back the money annually, but generally it can only be paid for three years. At the same time, you should pay attention to timely payment or there will be late fees.

2. If the retirement age has not reached 15 years, you can choose to postpone retirement, but the retirement delay time cannot exceed 5 years.

3. You can choose to switch to resident social security, and then choose a one-time payment method, which can save time and cost compared with other payment methods.

4. It can also be handled by stopping paying social security or surrendering, but if you can no longer enjoy pension benefits, and surrendering only returns the total amount of your personal account.

Second, is it cost-effective to pay social security in 2023?

1, generally speaking, it is more cost-effective to pay social security, because it allows us to enjoy lifelong pension treatment, which is welfare and public welfare. The demand for old-age care is also one of the most concerned needs at present.

2. However, we pay the social security fee in full. We only need to pay 8% of the old-age insurance fee in the company, but we need to pay 28% of the social security fee. It is not very cost-effective, so it is generally not recommended to cut off social security for a long time.

3. How much can social security receive in 2023?

After completing the social security payment procedures, you can enjoy the lifelong pension after the accumulated payment has reached 15 years. The specific application amount is related to the actual payment, which is calculated according to the accumulated amount of personal account/payment months plus our basic pension amount.

1, the basic social security pension for urban and rural residents has a fixed payment standard, which is different in different regions, mainly related to the local economic development level.

2. Basic social security pension for employees = (average salary of local society+average salary of employees before retirement * payment index) /2* 15* 1%.

The above is a specific introduction to the new rules for one-time payment of social security in 2023. It is best to pay social security continuously, and it is best to meet the requirements of accumulated years before retirement. The longer the payment time, the richer the pension benefits.

Jiangsu social security payment base in 2023

The relevant issues concerning the social insurance base are hereby notified as follows:

A, the province's basic old-age insurance for employees in Qiao Feng payment base is 4250 yuan, the upper limit of the payment base is temporarily 2 182 1 yuan.

Two, the basic medical insurance for employees, unemployment insurance, work injury insurance, maternity insurance payment base upper and lower limits in accordance with the above standards, the specific implementation time is determined by each district and city.

Three, all localities should strictly implement the social insurance payment base policy, fiber state to ensure that the fund accounts receivable. Where the lower limit of the payment base of the basic old-age insurance for enterprise employees is lowered without authorization, resulting in short-term income of the fund, it is identified as a management gap, and responsibility shall be investigated.

Legal analysis: the social insurance payment base of the employer is based on the actual total salary of the insured in the unit, of which: if the monthly payment salary base is less than 2880 yuan, it will be calculated as 2880 yuan; The part exceeding 15750 yuan is not included in the payment base. The wage base of work-related injury insurance payment is calculated at no less than 100%(5250 yuan) of the monthly standard of social insurance payment base in the whole city.

The payment standard of endowment insurance for flexible employees is 10. According to the reserved file of 202 1 year (the minimum payment base of last year is 2880 yuan) and the second file (the monthly standard is 5250 yuan), it is 60%, 70%, 80%, 90%, 100% and 60% respectively. The annual payment amount is 69 12 yuan, 7,560 yuan, 8,820 yuan, 10080 yuan,1340 yuan,12,600 yuan,18,900 yuan and 252,000 yuan respectively. The payment standard of medical insurance is: the annual payment for the fourth installment of employees is 3,456 yuan, that for retirees is 2,764.8 yuan, that for employees (retirees) is 1728 yuan, and that for employees (retirees) is 24 19.2 yuan. In addition, the payment standard of large medical insurance is 180 yuan per person per year, and the payment standard of long-term care insurance is 36 yuan per person per year.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To guarantee citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.

Jiangsu social security payment standard table in 2023

The lower limit of the basic old-age insurance payment base for employees in the province is temporarily implemented at 4494 yuan, and the upper limit of the payment base is temporarily implemented at 24042 yuan.

The basic old-age insurance payment wage base of the insured and the staff of government agencies and institutions.

The upper and lower limits of basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance are also implemented in accordance with the above standards, and the specific implementation time is to be determined.

Social security payment base of flexible employees in Suzhou in 2023:

1, endowment insurance

In 2023, if individual industrial and commercial households without employees and flexible employees voluntarily participate in the basic old-age insurance for enterprise employees, the base of payment wages will be divided into twelve grades, which are 4,494 yuan, 6,000 yuan, 7,000 yuan, 8,000 yuan, 9,000 yuan, 1 10,000 yuan,120,000 yuan and1.

2. Medical insurance

In 2023, the monthly payment base for flexible employees to participate in the basic medical insurance for employees is 4494 yuan.