Can the expert number apply for medical insurance?

When supplementary medical insurance is reimbursed, the registration fee cannot be reimbursed.

Supplementary medical insurance reimbursement:

After the outpatient (emergency) consultation and hospitalization medical expenses of the insured are reimbursed by the basic medical insurance and/or the large medical mutual fund, the supplementary medical insurance shall be reimbursed according to the reimbursement ratio, deductible line, limit and other standards stipulated in the supplementary medical insurance scheme agreed with the employer.

Compared with basic medical insurance, supplementary medical insurance is a kind of supplementary insurance. After the basic medical insurance, units or individuals according to the needs and possible principles, appropriate to increase medical insurance items, improve the level of insurance protection. It can reduce the medical burden of insured persons, especially those with major diseases.

The principle of reimbursement of supplementary medical insurance is that the part that is not reimbursed by social security is reimbursed from supplementary medical care. How much supplementary medical insurance can be reimbursed in proportion depends on the company's own choice. For example, in addition to social security reimbursement, outpatient units can choose to reimburse 60%, 80% or even 90%, and hospitalization is the same. After reporting reimbursement, they can choose to reimburse 90% and 95%.

Different levels of designated medical institutions also have different reimbursement rates. In addition, medical expenses beyond the scope of basic medical reimbursement are not reimbursed by supplementary medical insurance.

In addition to the proportion of supplementary medical insurance, experts also remind the insured that emergency hospitalization expenses incurred by insured residents in different places due to reasons such as visiting relatives and taking vacations can be reimbursed through supplementary medical insurance as long as they are included in the scope of medical insurance fund payment. Therefore, patients must have a certain understanding of the reimbursement ratio of supplementary medical insurance before admission, so as to make their lives more secure.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.