How can Hefei buy a house without social security? Hefei's latest purchase restriction policy

At present, the HS has some policies such as provident fund. With the provident fund, it will be cheaper to buy a house, but social security is also a kind. So how can you buy a house without social security in Hefei? Moreover, the purchase restriction policies vary from place to place. Then, share with you how to buy a house without social security in Hefei and the latest purchase restriction policy in Hefei. Let's take a look at the relevant knowledge.

How can Hefei buy a house without social security?

Hefei locals don't need social security to buy a house, as long as they have a Hefei hukou.

Hefei's latest purchase restriction policy

Locals in urban areas are limited to 2 sets; Foreigners need to pay social security or individual tax continuously when buying a house 1 year; The minimum down payment for the first suite is 30%, and the minimum down payment for the outstanding house purchase is 50%.

1. In the urban area (excluding four counties and one city, the same below), the sale of new commercial housing to households with two or more houses in the urban area will be suspended;

2. The minimum down payment ratio of urban households applying for commercial personal housing loans for the first time is adjusted to 30%;

3. If the household owns 1 house and has no record of house purchase loan (including the record of off-site loan, the same below), the household owns 1 house and the corresponding house purchase loan has been settled, and if the household has no house but has a record of 1 house purchase loan, the minimum down payment ratio is 40%;

4. If a resident family owns 1 apartment and the corresponding housing loan has not been settled, in order to improve the living conditions, they should apply for a commercial personal housing loan to purchase a house again, and the minimum down payment ratio is 50%.

Foreigners buy houses.

1. Suspend the sale of newly-built commercial housing and existing housing to non-local households who have owned 1 apartment in the urban area within two years before the purchase date or cannot provide personal income tax or social insurance certificates for more than 1 year.

2. Suspension of commercial personal housing loans to urban households with two or more houses, households with 1 house or non-urban households with accumulated personal income tax or social insurance certificates of 1 year in urban areas within two years before the date of purchase.

The above knowledge about how to buy a house without social security in Hefei and the latest purchase restriction policy in Hefei hope to help everyone. If you buy a house in Hefei, you can buy a house without social security. This paper also introduces Hefei's purchase restriction policy. You can refer to it Be careful when buying a house.