Is social security useful after all? And medical insurance?

Hello? After reading your question, how much can social security and medical insurance in China play for the masses, right? It is obviously useful to say that it is useful. Social security is the guarantee of retirees' basic living expenses. It seems that everyone thinks it is useful to live or starve to death. For example, if a young man is 20 years old and works in a state-owned enterprise, he can start to pay a pension at the age of 60, then if he doesn't live to be 60, he will pay a pension for 40 years. If at the age of 60, we finally make it to retirement and enjoy a pension, then the normal life span of people is usually around 73-85 years old. Imagine that even if we live to 85 years old and leave this world, we must know that when we are 20 years younger, our pension has been paid for 40 years! From 60 to 85, we only collected it for 25 years! Is it worth it? Fortunately, there are 20 months' pension and 3 months' funeral expenses, but we have paid 40 years' pension! Is it enough? Is it worth it? Live to 85 years old, basically no loss. I think, although we paid the pension, the pension card in your hand is empty and there is no money in it. It's just a blank card, and all the money is paid to retirees in advance! Even if you have money in your pension card, you should know that the pension account is earmarked and cannot be invested and operated. Can the dead money be put in the social security department to resist inflation in the next few decades? The same is true of medical insurance. There seems to be a medical insurance that can be reimbursed and subsidized. Everyone in life has feelings. All drugs and nutritional injections that can cure diseases are not reimbursed, and there seems to be a lot of subsidies for reimbursement. After all, personal responsibility is at the end. Whether it works or not, it must work first. We should look at the world with two eyes, and the specific function varies from person to person. In short, insurance is better than nothing! I wish you a happy and successful life!