What is the minimum payment standard for five insurances and one gold in Xi 'an?

Minimum payment amount of endowment insurance: unit: 3 120.6 16%=499.3 yuan; Individual: 3 120.68%=249.65 yuan. Minimum payment amount of medical insurance: unit: 35907%= 154.88 yuan; Personal: 35902%=5 1.63 yuan. Minimum payment amount of unemployment insurance: unit: 3 120. 60. 7% = 2 1.84 yuan; Personal: 3 120.60.3%=9.36 yuan. Minimum payment amount of maternity insurance: unit: 35,900.5% = 7.74 yuan; Personal: No need to pay. Minimum payment amount of industrial injury insurance: unit: determined according to the industry; Personal: No need to pay. Minimum deposit of housing provident fund: unit: 18005%=90 yuan; Personal: 18005%=90 yuan. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. "On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and payment also shows that it is an obligation.

Employees who participate in basic old-age insurance, unemployment insurance, industrial injury insurance, medical insurance, maternity insurance and housing provident fund shall determine the payment base according to their average salary in the previous year. Old-age insurance, unemployment insurance and work-related injury insurance are based on the average salary of employees in full-caliber urban units in Shaanxi Province last year, and the upper and lower limits of the payment base are approved. Medical insurance and maternity insurance are based on the average wage of employees in full-caliber urban units in Xi last year, and the upper and lower limits of the payment base are approved. Housing provident fund is based on the average monthly salary of employees in urban non-private units in Xi last year, and the upper limit of payment base is approved.

Insurance and payment:

1, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium;

2. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

3, civil servants and staff pension insurance management according to the provisions of the Civil Service Law and the State Council.

To sum up, the social security base needs to be implemented according to the wage standard. The state has strict regulations on the base of social security contributions. When reporting the social security base, it needs to be calculated according to the actual salary. If the wage level is lower than the local social wage, it shall be implemented according to the minimum payment base.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.