Is it legal for the unit to pay only social security and not medical insurance?

It is illegal for a company to pay only social security and not medical insurance.

If the enterprise pays social security, all five insurances need to be paid together. Social security includes endowment insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. According to the law, the unit should buy five insurances including medical insurance for employees. Therefore, it is illegal for the unit not to pay medical insurance, and the employer can be required to pay medical insurance.

The social security payment process is as follows:

1. After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fee according to the regulations, the employer or the insured puts forward a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place;

2. The social security agency of the newly insured place will review the application for transfer and continuation within 15 working days, send a consent letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

The materials required to apply for medical insurance are as follows:

1, valid identity document of the insured, one-inch bareheaded photo;

2. If it is entrusted to others, the valid identity certificate of the client must be provided;

3. If the company adds business cards in batches, the customer needs to bring the company's letter of introduction, and does not need to provide the identity certificate of the insured.

To sum up, if you don't pay medical insurance, individuals will lose their medical insurance benefits and related rights, and they will not be able to enjoy medical insurance reimbursement and other medical insurance benefits. Medical insurance card is a kind of social security card, which can reduce expenses, especially for serious illness, and greatly reduce the burden.

Legal basis:

Article 84 of the Social Insurance Law of People's Republic of China (PRC)

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit;

If no correction is made within the time limit, the employer shall be fined more than one time and less than three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined more than 500 yuan and less than 3,000 yuan.

Article 86

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily;

Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.