The down payment for buying a house is not enough, and the third party pays back the bank.

1, the down payment is not enough for relatives, so use "three wallets" reasonably. It's not difficult to borrow again. Mainly for family relatives and many users, here I can only say that the Eight Immortals showed their magical powers when crossing the sea.

2. If the down payment is not enough, you can try to withdraw the "provident fund" with the purchase contract. Withdrawing the provident fund can be used to ease the down payment. At this time, you should consult the requirements and information needed to withdraw the provident fund according to your local policy.

3. If the down payment is not enough, you can apply for "down payment loan" and "salary loan". Generally, not all banks can handle this kind of loan, only a few banks can handle it. Advantages: the interest rate is not high, which will not affect your later mortgage loan. Usually, this kind of loan also has certain conditions, mainly for office workers, who need to work in the unit for more than half a year, with a monthly income of not less than a certain percentage, continuous payment of social security, no black and white credit, no debt under their names and so on. Depending on your local bank, the corresponding policy shall prevail.

4. Insufficient down payment can increase the credit card limit. In general, credit card institutions in banks will launch different quota increases, and some banks will also launch "credit loans" with good credit qualifications for customers. Be sure to consult the interest rate here. If you agree to the loan, you should also consider whether you can repay it later.

5. If the down payment is not enough, you can use the collateral as a loan, provided that there must be, like extra real estate, you can mortgage the loan in the bank. If it is a "car", banks generally do not apply for car mortgage. It is recommended to go to the local loan company to handle this kind of loan. Interest rates are generally not low, and there are some services, insurance and other expenses. If this kind of loan is not repaid, the arrears will be included in the loan interest rate and interest will be calculated. I suggest you don't think about it, but make it clear and avoid stepping on the pit.

Of course, there are also some "social security loans", "policy loans" and "small business loans". No matter what happens, you should consult the bank first to see if your local bank has this kind of business. If not, Inspector Dadafang suggests that you relax for a period of time before considering buying a house. Buying a house is to improve your future life. No matter how good the house is, if you bear too many heavy loans and affect your life, you will lose the meaning of your original life. Finally, the money was not paid and the house was gone. Pay attention to the inspector dadafang, so that you can know more about the property.