What if the medical insurance payment period is not enough?

What if the medical insurance payment period is not enough?

If the retirement insurance payment period is not enough, corresponding measures can be taken according to the following circumstances:

Pay back: If the medical insurance payment period is insufficient, you can apply to the social security agency for pay back, and the amount and time of pay back can be determined according to local regulations.

Delayed retirement: those who reach the legal retirement age but have insufficient medical insurance payment years can delay retirement and continue to pay medical insurance fees until they reach the minimum payment years.

In order to solve this problem, the following methods can be considered:

Continue to pay medical insurance premiums: If there is still a work unit, you can negotiate with the unit to continue to pay medical insurance premiums and increase the payment period.

Self-payment of medical insurance premiums: If there is no work unit, you can pay medical insurance premiums at the local social security department to increase the payment period.

Seek policy support: If it meets relevant local policies, you can seek policy support, such as applying for special hardship allowance.

It should be noted that the specific solutions may vary according to different regions and policies. It is recommended to consult the local social security department or relevant institutions to obtain more accurate information.

One-time supplement: If you have reached the statutory retirement age, but the medical insurance payment period is insufficient, and you can't meet the minimum payment period requirements by paying back or delaying retirement, you can apply to the social security agency for a one-time supplementary medical insurance fee.

It should be noted that the specific policies of supplementary payment, delayed retirement and one-time supplement may vary from region to region. Please consult the local social security agency for specific requirements and procedures.

finally

It is a common problem that the payment period of medical insurance for sick retirement is not enough, which can be solved by paying back, delaying retirement or making up at one time. Specific policies and procedures may vary from region to region, so it is recommended to consult local social security institutions.

legal ground

According to the provisions of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Therefore, if the payment period of medical insurance for medical retirement is not enough, the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. At the same time, employees can also choose whether to pay or postpone retirement according to their personal wishes to meet the requirements of the minimum payment period.