Is there any medical insurance reimbursement for your accidental injury?

Legal analysis: Medical insurance for accidental injuries is generally not reimbursed. According to national regulations, the medical expenses caused by accidental injuries are not within the reimbursement scope of residents' medical insurance and urban workers' medical insurance. If the curtain wall glass of the building falls off and hits people, the municipal government will open the manhole cover maintenance pipeline without marking it, causing pedestrians to fall. These accidental injuries belong to those who can find a clear third-party responsible person, and the medical reimbursement should be paid by the third-party responsible person and not included in their own medical insurance coverage.

Legal basis: Article 30 of People's Republic of China (PRC) Social Insurance Law: The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.