What will happen if you don't pay social insurance premiums for a long time?

Long-term social security payments are as follows:

Medical insurance is broken:

(1) within 3 months after the payment deadline: after the employee's medical insurance expires, the fixed number of years is not clear, and the fixed number of years can be maintained. However, from the second month after the suspension of insurance, you can't enjoy the treatment of overall payment. If you are hospitalized, you will not get compensation. However, the account balance can still be used normally. If you pay back, you can enjoy hospitalization in the next month.

(2) Three months after payment interruption: the insured person has stopped payment for more than three months within the medical insurance year and failed to pay medical insurance. Although the employee's medical insurance period will not be cleared, the relevant medical insurance benefits will also stop after the insurance is stopped. Although the payment period will not be cleared, it is broken and it takes a certain waiting period to make up.

The old-age insurance is broken off: the previous payment will not be paid in vain, because the basic old-age insurance calculates the accumulated payment period. Therefore, even if the diplomatic relations are broken, as long as the accumulated payment exceeds 15 years before the legal retirement age, you can receive the pension according to the regulations after retirement.

Cutting off maternity insurance: affecting the calculation of payment period. If you pay again after breaking off the diplomatic relations, you need to recalculate the payment period.

Unemployment insurance is broken: the previous payment will not be paid in vain, because unemployment insurance is calculated according to the accumulated payment period.

Work-related injury insurance is broken: Work-related injury insurance is stopped and will expire next month. However, if you find a new unit in the future, you can continue, and it won't have much impact. After an employee has a work-related injury, as long as it is recognized as a work-related injury, he can enjoy work-related injury treatment. If the unit interrupts the work-related injury insurance, it will not affect the employees' enjoyment of work-related injury benefits, and it will be borne by the unit. Work-related injury insurance cannot be used to pay related work-related injury medical expenses or insurance benefits.

How to return it?

Payment for endowment insurance:

Repayment in the following year: enterprises and individuals with flexible employment who have difficulties in paying fees can pay back in the following year.

Deferred retirement payment: refers to those who participated in employee social security 20 1 1 years ago. If their retirement age is less than 15, they can postpone it for five years, and so on until 15.

For payment of medical insurance:

If it was originally employee medical insurance, the employee medical insurance will continue to be paid after the interruption: if the payment is interrupted within 3 months before the transfer, the employee medical insurance can be paid back according to the regulations of the transfer place, and the employee can enjoy the medical insurance treatment the next month after the payment; If the overdue payment exceeds 6 months, there needs to be a certain waiting period. After the waiting period, you can enjoy medical insurance benefits as usual.