Is urban and rural medical insurance social security?

Urban and rural medical insurance is social security.

1. Urban and rural medical insurance is a part of social insurance. In China, the social insurance system includes five basic insurances: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, among which medical insurance is divided into basic medical insurance for urban workers and basic medical insurance for urban and rural residents.

2. The basic medical insurance for urban and rural residents (referred to as urban and rural medical insurance) is a social insurance system that provides basic medical security for urban and rural residents. It integrates the original basic medical insurance for urban residents and the new rural cooperative medical system (NCMS), aiming at achieving the unity and fairness of basic medical insurance for urban and rural residents.

Benefits of urban and rural medical insurance:

1. When the insured is sick, especially seriously ill, the economic burden will be reduced to some extent.

2. When the insured is in good health, the insurance premium paid can be used to help other insured persons, thus embodying the spirit of "one person is sick and all families help each other".

3. Relieve the worries of the insured. In order to encourage urban residents to participate in insurance, urban residents who meet the insurance conditions are divided according to their insurance time, and different medical deductible periods are set.

To sum up, urban and rural medical insurance, as an important part of the social insurance system, provides basic medical security for urban and rural residents and is one of the key measures to achieve universal coverage of social security.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes a social insurance system to guarantee citizens' right to get material help in old age, illness, work injury, unemployment and childbirth according to law.