What kind of social security is cost-effective for rural hukou?

What kind of social security is cost-effective for rural hukou?

1, new rural cooperative medical system: the new rural cooperative medical system belongs to the national medical insurance, and can only be handled by rural hukou. At present, the standard of payment in many places is one year 180 yuan, which is generally paid by families, and the proportion and scope of reimbursement are lower than that of employee medical insurance.

2. Employee social security: paid by the company, including endowment insurance, medical insurance, unemployment insurance, maternity insurance, housing accumulation fund, etc. And it contains a lot of content, and the annual payment is relatively high.

Rural hukou can also be purchased if you are employed in the city. Generally, companies and individuals jointly pay, and pay by combining personal salary, local average salary and payment base. The scope and proportion of reimbursement is wider and higher than that of the new rural cooperative medical system.

As a flexible employee, you can also buy it yourself.

But it should be noted that the new rural cooperative medical system and employee medical insurance are in conflict with each other. If you buy both, you can only enjoy one reimbursement. For rural hukou, which kind of social security is cost-effective, this one is not, or we should choose according to our own situation.